404 1st St, Traer, IA 50675 Property Records

Tama County property record for 404 1st St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,942 sqft · built 1996
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Apr 2020)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone A (high risk)
APN	`07.10.126.022`

Property Details

APN / Parcel Number

Primary APN	`07.10.126.022`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Attic	Attic
Attic Area	603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	151,153 sqft (3.47 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 1ST ST
City	TRAER
State	IA
Zip	50675-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 AUD PLAT OF NE NW LOT 6 (EX PCL A & EX 220' X 180' PCL SE COR)
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Subdivision	AUDITORS PLAT
Legal Lot Number	6
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3005
Census Tract	290200

Owner

404 1st St is owned and occupied by two individuals who bought it in April 2020.

Source: Tama County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 1ST ST, GARWIN, IA 50632-9707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Oct 14, 2011 · Amount on File
Deed Document Number	2020926
Prior Transfer Date	Apr 19, 2020
Prior Transfer Doc	20200926
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Apr 24, 2020
Property Address	404 1ST ST, TRAER, IA 50675-1002
Document Number	20200926
Instrument Date	Apr 19, 2020
Instrument	2020-0926
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount on Record
Tax	$15.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	919 8TH ST, 919, ROCK ISLAND, IL 61201-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 1ST ST, GARWIN, IA 50632-9707

Tax Assessment & Valuation

The 2025 property tax bill for 404 1st St was $5,294 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,294.00	$279,650 Land $58,530 Building $221,120	$279,650 Land $58,530 Building $221,120
2023		$247,670 Land $58,530 Building $189,140	$247,670 Land $58,530 Building $189,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 1st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

Nearby Properties on 1st St

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