404 15th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 404 15th Ave SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	14,949 sqft (0.343 acres)
Occupancy	Owner Occupied
Tax Bill	$2,368.00 (2026)

Owner

Source: Benton County records · APN 17.01172.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 15TH AVE SE, SAINT CLOUD, MN 56304-1233
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	404 15TH AVE SE, SAINT CLOUD, MN 56304-1233
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	430817
Date	Jul 30, 2018
Instrument	430817

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,368.00 (+18.52%) Homeowner's exemption	$179,700 (-) Land $40,000 Building $139,700	$179,700 (-) Land $40,000 Building $139,700
2023	$1,998.00	$179,700 Land $40,000 Building $139,700	$179,700 Land $40,000 Building $139,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`17.01172.00`

Exterior

Lot Area	14,949 sqft (0.343 acres)

Location & Zoning

Street Address	404 15TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1233
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 WOODLAND HILLS LOT-011 BLOCK-002
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	WOODLAND HILLS
Legal Block	2
Legal Lot Number	11
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3017
Census Tract	21201