404 12th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 404 12th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.75 Baths
Year Built	Built 2002
Square Footage	1,532 sqft Living Area
Lot Size	11,607 sqft (0.266 acres)
Occupancy	Owner Occupied
Last Sale	$375,000 (2024)
Tax Bill	$4,240.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29686-0240`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	11 Rooms
Building Area	1,532 sqft Living Area
Gross Area	2,139 sqft Gross Area
1st Floor	784 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Split Level Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,607 sqft (0.266 acres)
Parking Spaces	3 Parking Spaces
Garage Area	280 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	404 12TH ST N
City	COLD SPRING
State	MN
Zip	56320-4102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 011 BLK 002 NORTH POINTE SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE
Legal Block	2
Legal Lot Number	11
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	3
Census Block	3013
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0240

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 12TH ST N, COLD SPRING, MN 56320-4102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Aug 14, 2001 · Amount on Record
Deed Doc Number	20241692550
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,240.00 (+8.77%)
2025		$355,000 (+1.98%) Land $50,700 Building $304,300	$355,000 (+1.98%) Land $50,700 Building $304,300
2023	$3,898.00	$348,100 Land $50,700 Building $297,400	$348,100 Land $50,700 Building $297,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.