404 10th St, Lowden, IA 52255 Property Records

Cedar County property record for 404 10th St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,662 sqft · built 1990
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Jul 2025)
Tax Bill	$3,236 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`042004354020040`

Property Details

APN / Parcel Number

Primary APN	`042004354020040`
Alternative APN	`42004200435402004000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Basement Area	1,582 sqft
Finished Basement	1,050 sqft
Unfinished Basement	532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,507 sqft (0.356 acres)
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 10TH ST
City	LOWDEN
State	IA
Zip	52255-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & PARC G EXC E 100' IN LOT A SW SE
Legal Range	01W
Legal Township	82N
Legal Section	35
Legal Subdivision	5TH PRINCIPAL MERIDIAN
Legal Lot Number	3
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 10TH ST, LOWDEN, IA 52255-9542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CU
Sep 13, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Deed Document Number	20251785
Deed Book / Page	1779 / 310
Prior Transfer Date	Sep 11, 2017
Prior Transfer Doc	001382/092
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 9, 2025
Property Address	404 10TH ST, LOWDEN, IA 52255-9542
Document Number	001779/310
Book / Page	1779 / 310
Instrument Date	Jul 7, 2025
Instrument	2025 1785
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 10TH ST, LOWDEN, IA 52255-9542

Mortgage

Document Number	0020251786
Date	Jul 9, 2025
Instrument	2025 1786

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CEDAR IA
Recording Date	Sep 13, 2017
Property Address	404 10TH ST, LOWDEN, IA 52255-9542
Document Number	001382/092
Book / Page	1382 / 092
Instrument Date	Sep 11, 2017
Instrument	2017 2939
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 10TH ST, LOWDEN, IA 52255-9542

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,236.00 Homeowner's exemption	$251,090 (-) Land $23,510 Building $227,580	$251,090 (-) Land $23,510 Building $227,580
2025	$3,236.00 (+2.8%) Homeowner's exemption	$251,090 (+17.38%) Land $23,510 Building $227,580	$251,090 (+17.38%) Land $23,510 Building $227,580
2024	$3,148.00 (+11%)
2023		$213,920 (+25.38%) Land $23,510 Building $190,410	$213,920 (+25.38%) Land $23,510 Building $190,410
2022	$2,836.00 Homeowner's exemption	$170,620 Land $18,290 Building $152,330
2021			$170,620 Land $18,290 Building $152,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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