404 10th St, Grottoes, VA 24441 Property Records

Rockingham County property record for 404 10th St, Grottoes, VA 24441

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,464 sqft · built 2020
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Aug 2020)
Tax Bill$1,616 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN160D1-(1)-B 90 L15

Property Details

APN / Parcel Number

Primary APN160D1-(1)-B 90 L15
Alternative APNs
  • R39973
  • 39973

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,464 sqft Living Area
Gross Area4,304 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
DrivewayPaver Driveway
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR39973
Street Address404 10TH ST
CityGROTTOES
StateVA
Zip24441-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionL 15 B 90
Legal SubdivisionSHENDUM
Legal Lot Number15
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4067
Census Tract12000

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address404 10TH ST, GROTTOES, VA 24441-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Line of Credit
APPLE FCU
Aug 14, 2020Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Deed Document Number202018240
Deed Book / Page5284 / 82
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address404 10TH ST, GROTTOES, VA 24441-1903
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005561/599
DateApr 5, 2022
Book Page5561/599
Instrument2022-08618
Lender
NameAPPLE FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateAug 14, 2020
Property Address404 10TH ST, GROTTOES, VA 24441-1903
Document Number5284/82
Book / Page5284 / 82
Map ReferenceMB 38 PG 424
Instrument DateAug 4, 2020
Instrument2020-18240
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 10TH ST, GROTTOES, VA 24441-1903

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityGrottoes Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,616.00$244,900 Land $11,000 Building $233,900$244,900 Land $11,000 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GROTTOES
serves 3,328 people · EPA ID VA2165330
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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