4039 Velma Ave, El Monte, CA 91731 Property Records

Los Angeles County property record for 4039 Velma Ave, El Monte, CA 91731

Property Summary

Property Type	Duplex
Details	8 bd · 5 ba · 2,934 sqft · built 1927
Lot Size	0.183 acres (7,956 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,437 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8577-018-020`

Property Details

APN / Parcel Number

Primary APN	`8577-018-020`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Units	2 Units
Building Area	2,934 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	7,956 sqft (0.183 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4039 VELMA AVE
City	EL MONTE
State	CA
Zip	91731-1823
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	EMR2*
Legal Description	TRACT # 7700,1/2 VAC ALLEY ADJ ON W AND LOT 18
Legal Subdivision	7700
Legal Tract	7700
Legal Block	2
Legal Lot Number	18
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2002
Census Tract	432801

Owner

4039 Velma Ave, a duplex, is owned by two individuals who acquired it in September 2019.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4037 VELMA AVE, EL MONTE, CA 91731-1823
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Sep 20, 2019	Quit Claim Deed, Transfer PROVIDENT TITLE
Sep 20, 2019	Quit Claim Deed, Transfer PROVIDENT TITLE
Sep 20, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ACG FUNDING INC
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2019
Transfer Doc	0000982382
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4039 VELMA AVE, EL MONTE, CA 91731-1823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4037 VELMA AVE 4039, 4039, EL MONTE, CA 91731-1823

Mortgage

Document Number	0001394791
Date	Nov 4, 2020
Instrument	20-1394791

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 20, 2019
Property Address	4039 VELMA AVE, EL MONTE, CA 91731-1823
Document Number	0000982382
Instrument Date	Sep 12, 2019
Instrument	982382
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4037-4039 VELMA AVE EL MONTE CA 917311823, EL MONTE, CA 91731-1823

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 20, 2019
Property Address	4039 VELMA AVE, EL MONTE, CA 91731-1823
Document Number	0000982383
Instrument Date	Sep 12, 2019
Instrument	982383
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4037-4039 VELMA AVE EL MONTE CA 917311823, EL MONTE, CA 91731-1823

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 20, 2019
Property Address	4039 VELMA AVE, EL MONTE, CA 91731-1823
Document Number	0000982384
Instrument Date	Sep 12, 2019
Instrument	982384
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4037-4039 VELMA AVE EL MONTE CA 917311823, EL MONTE, CA 91731-1823

Mortgage

Document Number	982385
Date	Sep 20, 2019
Instrument	982385

Lender

Name	ACG FUNDING INC
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4039 VELMA AVE, EL MONTE, CA 91731-1823
Document Number	0000694223
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4039 VELMA AVE EL MONTE CA 917311823, EL MONTE, CA 91731-1823

Mortgage

Document Number	0000694223
Date	Jun 22, 2017
Instrument	694223

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4039 Velma Ave was $5,437, up 7.9% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,447 (+1.99%) Land $124,289 Building $217,158
2025	$5,437.00 (+7.88%)	$334,775 Land $121,852 Building $212,923
2024	$5,040.00 (+1.8%)
2023	$4,951.00 (+4.34%)	$321,777 Land $117,121 Building $204,656
2022	$4,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4039 Velma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4039 Velma Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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