Gaston County property record for 4039 River Falls Dr, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,326 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,500 (Apr 2002) |
| Tax Bill | $4,179 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05002C01500 |
| Primary APN | 05002C01500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,326 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4039 RIVER FALLS DR |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | RIVER FALLS BLK A L 9 05 002C 015 00 000 |
| Legal Subdivision | RIVER FALLS SUBDIVISION |
| Legal Block | A |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31304 |
4039 River Falls Dr is owned and occupied by an individual who acquired it in August 2021.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4039 RIVER FALLS DR, LOWELL, NC 28098-1273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Aug 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2002 · Amount on File |
| Deed Sale | Apr 26, 2002 · Amount on File |
| Deed Book / Page | 3444 / 208 |
| Last Transfer Date | Aug 6, 2021 |
| Transfer Doc | 0052551570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 13, 2026 |
| Property Address | 4039 RIVER FALLS DR, LOWELL, NC 28098-1273 |
| Document Number | 0056250367 |
| Book / Page | 5625 / 367 |
| Map Reference | MB 61 PG 91 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2415 CEDARVALE RD, CHARLOTTE, NC 28214-8975 |
| Name | Verified Name |
|---|---|
| Address | 4039 RIVER FALLS DR, LOWELL, NC 28098-1273 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 12, 2021 |
| Property Address | 4039 RIVER FALLS DR, LOWELL, NC 28098-1273 |
| Document Number | 0052551570 |
| Book / Page | 5255 / 1570 |
| Map Reference | MB 61 PG 91 |
| Instrument Date | Aug 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4039 RIVER FALLS DR, LOWELL, NC 28098-1273 |
| Document Number | 52551572 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 5255/1572 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
The 2026 property tax bill for 4039 River Falls Dr was $4,179.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,179.00 | $391,000 (-) Land $35,000 Building $356,000 | |
| 2025 | $4,179.00 | $391,000 Land $35,000 Building $356,000 | |
| 2023 | $4,633.00 | $391,000 Land $35,000 Building $356,000 | |
| 2021 | $227,830 Land $30,000 Building $197,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4039 River Falls Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4039 River Falls Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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