4039 E Desert Flower Ln, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4039 E Desert Flower Ln, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,089 sqft · built 1990
Lot Size	0.202 acres (8,777 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2005)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`301-29-916`

Property Details

APN / Parcel Number

Primary APN	`301-29-916`
Alternative APN	`301299163`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	2,089 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,777 sqft (0.202 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	320 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4039 E DESERT FLOWER LN
City	PHOENIX
State	AZ
Zip	85044-4675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN PARK RANCH UNIT 21-A PH 3 LT 1-72 TR A-C MCR 320-33
Legal Range	4E
Legal Township	1S
Legal Section	19
Legal Subdivision	MOUNTAIN PARK RANCH UNIT 21-A PH 3 LT 1-
Legal Phase	3
Legal Lot Number	1
Legal Unit	21-A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	116711

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2005 · Amount on Record
Deed Sale	Jan 18, 2005 · Amount on Record
Prior Sale	Jun 2, 1998 · Amount on Record
Deed Document Number	200565106
Prior Transfer Date	Mar 17, 2004
Prior Transfer Doc	0000291328
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2026
Property Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675
Document Number	0000277447
Instrument Date	May 2, 2026
Instrument	2026277447
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675
Investor	Possibly a Property Investor

Mortgage

Document Number	0000277447,
Date	May 8, 2026
Instrument	2026277447

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675

Mortgage

Document Number	0000200604
Date	Feb 23, 2021
Instrument	20210200604

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Feb 1, 2044

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675

Mortgage

Document Number	0000070093
Date	Jan 24, 2022
Instrument	20220070093

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4039 E DESERT FLOWER LN, PHOENIX, AZ 85044-4675
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number	0000026005
Date	Jan 18, 2024
Instrument	20240026005

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,930 (+45.26%)	$499,300 (+3.85%) Land $99,800 Building $399,500
2025	$3,081.00 (+5.08%)	$34,373 (-35%)	$480,800 (-9.08%) Land $96,100 Building $384,700
2024		$52,880	$528,800 Land $105,700 Building $423,100
2023	$2,932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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