40389 Calle Estela, Indio, CA 92203 Property Records

Riverside County property record for 40389 Calle Estela, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,850 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Aug 2017)
Tax Bill	$10,484 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Oct 2018 Reverse Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`691-480-022`

Property Details

APN / Parcel Number

Primary APN	`691-480-022`
Alternative APN	`679941005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,850 sqft Living Area
Gross Area	3,978 sqft
1st Floor Area	2,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40389 CALLE ESTELA
City	INDIO
State	CA
Zip	92203-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.19 ACRES M/L IN LOT 188 MB 388/045 TR 32390-1
Legal Subdivision	TRACT 32390 1
Legal Tract	32390-1
Legal Lot Number	188
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	45216

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40389 CALLE ESTELA, INDIO, CA 92203-7572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Oct 4, 2018	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Nov 28, 2018	Quit Claim Deed, Transfer OTHER
Aug 15, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on Record
Deed Sale	Aug 15, 2017 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	2017336026
Last Transfer Date	Nov 26, 2018
Transfer Doc	0000463284
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40389 CALLE ESTELA, INDIO, CA 92203-7572
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40389 CALILE ESTELA, INDIO, CA 92203-7572

Mortgage

Document Number	0000652891
Date	Nov 3, 2021
Instrument	2021-0652891

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.67%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year CMT
Max Rate	6.67%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40389 CALLE ESTELA, INDIO, CA 92203-7572
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395480
Date	Oct 4, 2018
Instrument	2018-0395480

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 28, 2018
Property Address	40389 CALLE ESTELA, INDIO, CA 92203-7572
Document Number	0000463284
Instrument Date	Nov 26, 2018
Instrument	463284
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40389 CALLE ESTELA INDIO CA 922037572, INDIO, CA 92203-7572

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 15, 2017
Property Address	40389 CALLE ESTELA, INDIO, CA 92203-7572
Document Number	0000336026
Map Reference	MB 388 PG 45-56
Instrument Date	Jul 25, 2017
Instrument	2017-0336026
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40389 CALLE ESTELA, INDIO, CA 92203-7572

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,376 (+2%) Land $264,031 Building $490,345
2025	$10,484.00 (+4.97%) Homeowner's exemption	$739,585 (+4.04%) Land $258,854 Building $480,731
2023	$9,988.00 (+2.75%) Homeowner's exemption	$710,867 Land $248,803 Building $462,064
2022	$9,721.00
2021			$745,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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