Cortland County and Cortlandville Town property record for 4038 West Rd, Cortland, NY 13045
| Property Type | Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Details | 7,412 sqft · built 2010 |
| Lot Size | 0.762 acres (33,193 sqft) |
| Owner | Company Name on Record |
| Last Sale | $75,000 (Jun 1997) |
| Tax Bill | $28,927 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 86.09-01-39.000 |
| Primary APN | 112289 86.09-01-39.000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,412 sqft Gross Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 33,193 sqft (0.762 acres) |
| Lot Dimensions | 267 ft deep x 124 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4038 WEST RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1842 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Local Zoning Code | 05 |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 971000 |
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 824, CORTLAND, NY 13045-0824 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 1997 · Amount on Record |
| Deed Sale | Jun 9, 1997 · Amount on Record |
| Deed Book / Page | 1997 / 2283 |
| Last Transfer Date | Feb 5, 2001 |
| Transfer Doc | 2001000573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 4038 WEST RD, CORTLAND, NY 13045-1842 |
| Document Number | 0000000184 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17 MAIN ST CORTLAND NY 130456606, CORTLAND, NY 13045-6606 |
| Document Number | 0000000184 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 184 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | 52 S BROAD ST, NORWICH, NY 13815-1646 |
| Amount | Amount Recorded |
|---|
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,927.00 (+106.27%) | ||
| 2025 | $14,024.00 (+1.91%) | $635,000 (-) Land $90,000 Building $545,000 | $1,007,937 (+11.11%) Land $142,857 Building $865,080 |
| 2023 | $13,761.00 | $635,000 Land $90,000 Building $545,000 | $907,143 Land $128,571 Building $778,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLANDVILLE TOWN WATER serves 4,300 people · EPA ID NY1101755 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance, Verizon.
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