4038 Tabernacle Rd, Whiteford, MD 21160 Property Records

Harford County property record for 4038 Tabernacle Rd, Whiteford, MD 21160

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,382 sqft · built 2020
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jul 2019)
Tax Bill	$7,050 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`05-065305`

Property Details

APN / Parcel Number

Primary APN	`05-065305`
Alternative APN	`065305`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,382 sqft Total Area
Basement Area	940 sqft
Finished Basement	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Mixed
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065305
Street Address	4038 TABERNACLE RD
City	WHITEFORD
State	MD
Zip	21160-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 9 2.75 AC 4038 TABERNACLE ROAD LD MORRIS PT 131/44
Legal Subdivision	LAMDS OF MORRIS
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	2
Census Block	2036
Census Tract	305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4038 TABERNACLE RD, WHITEFORD, MD 21160-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage EQUITY RSRCS
Jul 8, 2019	Special Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	May 20, 2009
Deed Book / Page	13338 / 106
Prior Transfer Date	Apr 30, 2009
Prior Transfer Doc	0081440735
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	4038 TABERNACLE RD, WHITEFORD, MD 21160-1502
Document Number	0139440317
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4038 TABERNACLE RD WHITEFORD MD 21160, WHITEFORD, MD 21160

Mortgage

Document Number	0139440317
Date	Jun 26, 2020
Book Page	013944/000317

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

July 2019: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 8, 2019
Property Address	4038 TABERNACLE RD, WHITEFORD, MD 21160-1502
Document Number	0133380106
Book / Page	13338 / 0106
Map Reference	MB 131 FO 44
Instrument Date	Jun 25, 2019
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1213 TALBOTT SQ, BELCAMP, MD 21017-1338

Mortgage

Document Number	0013338112
Date	Jul 8, 2019
Instrument	13338/112

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,050.00 (+15.1%) Homeowner's exemption	$641,367 (+7.08%)	$683,800 (-) Land $115,700 Building $568,100
2025	$6,125.00 (+7.16%) Homeowner's exemption	$598,933 (+11.38%)	$683,800 (+22.88%) Land $115,700 Building $568,100
2023		$537,733	$556,500 Land $115,700 Building $440,800
2022	$5,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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