4038 S A St, Oxnard, CA 93033 Property Records

Ventura County property record for 4038 S A St, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 1959
Lot Size	0.139 acres (6,069 sqft)
Owner	2 Company Names on Record
Tax Bill	$686 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`205-0-243-265`

Property Details

APN / Parcel Number

Primary APN	`205-0-243-265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,069 sqft (0.139 acres)
Lot Dimensions	102 ft deep x 59 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4038 S A ST
City	OXNARD
State	CA
Zip	93033-6142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 103500 LOT: 26 REF: 025MR 099
Legal Subdivision	TRACT 1035
Legal Tract	103500
Legal Block	243
Legal Lot Number	26
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2010
Census Tract	4101

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4038 S A ST, OXNARD, CA 93033-6142
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 19, 2025	Intrafamily Transfer, Transfer
Sep 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 19, 2025
Transfer Doc	0000067210
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4038 S A ST, OXNARD, CA 93033-6142
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 S A ST, OXNARD, CA 93033-6142

Mortgage

Document Number	0000029434
Date	Mar 2, 2022
Instrument	2022000029434

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.33%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.33%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Sep 19, 2025
Property Address	4038 S A ST, OXNARD, CA 93033-6142
Document Number	0000067210
Map Reference	MB 25 PG 99
Instrument Date	Sep 19, 2025
Instrument	2025000067210
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4038 S A ST, OXNARD, CA 93033-6142

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4038 S A ST, OXNARD, CA 93033-6142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 S A ST, OXNARD, CA 93033-6142

Mortgage

Document Number	0000138082
Date	Sep 2, 2020
Instrument	20200902-00138082

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	834 Months
Due	Mar 26, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4038 S A ST, OXNARD, CA 93033-6142
Document Number	0000138083
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 S A ST OXNARD CA 930336142, OXNARD, CA 93033-6142

Mortgage

Document Number	0000138083
Date	Sep 2, 2020
Instrument	138083

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Sep 1, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.69%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$61,139 (+2%) Land $17,445 Building $43,694
2025	$686.00 (+1.63%) Homeowner's exemption	$59,941 (+4.04%) Land $17,103 Building $42,838
2024	$675.00 (+5.97%)
2023	$637.00 (+2.25%) Homeowner's exemption	$57,614 Land $16,438 Building $41,176
2022	$623.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on S A St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures