4038 Ruby Run, Haines City, FL 33844 Property Records

Polk County property record for 4038 Ruby Run, Haines City, FL 33844

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,513 sqft · built 2021
Lot Size	0.133 acres (5,798 sqft)
Owner	Individual Name on File
Last Sale	$236,300 (Jul 2021)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-16-740508-001440`

Property Details

APN / Parcel Number

Primary APN	`27-27-16-740508-001440`
Alternative APNs	`162727740508001440` `62727000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,513 sqft Living Area
Gross Area	1,933 sqft
1st Floor Area	1,513 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,798 sqft (0.133 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	4038 RUBY RUN
City	HAINES CITY
State	FL
Zip	33844-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND MEADOWS PHASE 7 PB 178 PG 34-37 LOT 144
Legal Range	27E
Legal Township	27S
Legal Section	16
Legal Subdivision	HIGHLAND MEADOWS PHASE 7
Legal Phase	7
Legal Block	2
Legal Lot Number	144
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2027
Census Tract	12515

Owner

Source: Polk County records · APN 27-27-16-740508-001440

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4038 RUBY RUN, HAINES CITY, FL 33844-6450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2021 · Amount on Record
Deed Sale	Jul 02, 2021 · Amount on Record
Deed Document Number	2021172229
Deed Book / Page	11786 / 1859
Record Updated	Sep 20, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 02, 2021
Property Address	4038 RUBY RUN, HAINES CITY, FL 33844-6450
Document Number	0000172229
Book / Page	11786 / 1859
Map Reference	MB 178 PG 34-37
Instrument Date	Jun 24, 2021
Instrument	2021172229
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,654.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 RUBY RUN, HAINES CITY, FL 33844-6450

Mortgage

Document Number	0117861861
Date	Jul 02, 2021
Instrument	11786/1861

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Haines City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (-32.78%) Homeowner's exemption	$239,567 (+5.99%)	$241,792 (-2.9%) Land $50,000 Building $191,792
2023	$5,665.00 (+4.58%) Homeowner's exemption	$226,034 (+3%)	$249,002 (+13.47%) Land $48,000 Building $201,002
2022	$5,417.00 Homeowner's exemption	$219,450 Land $40,000 Building $179,450	$219,450 Land $40,000 Building $179,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HAINES CITY serves 30,545 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.