4038 Olive Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4038 Olive Dr, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,603 sqft Living Area
Lot Size13,900 sqft (0.319 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2009)
Tax Bill$4,661.00 (2025)

Owner

Source: San Diego County records · APN 162-381-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4038 OLIVE DR, OCEANSIDE, CA 92056-3313
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Deed of Trust, Mortgage · Line of Credit
MY POINT CU SD
Jun 04, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2009 · Amount on Record
Deed SaleDec 17, 2009 · Amount on Record
Prior SaleJul 14, 2009 · Amount on Record
Deed Doc Number2009696761
Prior Transfer DateSep 26, 2001
Prior Transfer Doc0000797835
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4038 OLIVE DR, OCEANSIDE, CA 92056-3313
Transaction TypeMortgage
Record UpdatedJun 08, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4038 OLIVE DR, OCEANSIDE, CA 92056-3313

Mortgage

Document Number0000140794
DateMay 31, 2023
Instrument2023-0140794
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 31, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4038 OLIVE DR, OCEANSIDE, CA 92056-3313
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214782
DateJun 04, 2019
Instrument2019-0214782
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJul 01, 2024
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.25%
Index5-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$427,887 (+2%) Land $296,233 Building $131,654
2025$4,661.00 (+5.24%) Homeowner's exemption$419,498 (+4.04%) Land $290,425 Building $129,073
2023$4,429.00 (+1.58%) Homeowner's exemption$403,211 Land $279,149 Building $124,062
2022$4,360.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN162-381-13-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,603 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area13,900 sqft (0.319 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4038 OLIVE DR
CityOCEANSIDE
StateCA
Zip92056-3313
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 175 TR 008292
Legal SubdivisionCOLLEGE PARK ESTATES
Legal Tract008292
Legal Block1
Legal Lot Number175
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1001
Census Tract18516

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