4038 Olive Ave, Sarasota, FL 34231 Property Records

Sarasota County property record for 4038 Olive Ave, Sarasota, FL 34231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1989
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2026)
Tax Bill	$4,559 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2022 Sale + 3 more
APN	`0072-06-0038`

Property Details

APN / Parcel Number

Primary APN	`0072-06-0038`
Alternative APN	`72060038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	784 sqft
Upper Floors Area	784 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	138 ft deep x 50 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened Porch
Porch Area	400 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0072060038
Street Address	4038 OLIVE AVE
City	SARASOTA
State	FL
Zip	34231-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	S 24 FT OF LOT 14 & N 28 FT OF LOT 16 BLK 1 FLORA VILLA
Legal Range	18E
Legal Township	37S
Legal Section	04
Legal Subdivision	FLORA VILLA FINAL SURVEY
Legal Tract	463
Legal Block	1
Legal Lot Number	14,16
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	1
Census Block	1015
Census Tract	1704

Owner

Source: Sarasota County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4038 OLIVE AVE, SARASOTA, FL 34231-7608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PEOPLE FIRST FEDERAL CREDIT UNION
Feb 1, 2022	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jun 8, 2022	Special Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 14, 2021	Warranty Deed, Transfer REALTECH TITLE LLC
Aug 3, 2019	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	202672017
Prior Transfer Date	Jun 14, 2000
Prior Transfer Doc	2000082312
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	May 28, 2026
Property Address	4038 OLIVE AVE, SARASOTA, FL 34231-7608
Document Number	0000072017
Instrument Date	May 15, 2026
Instrument	202672017
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	REALTECH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 OLIVE AVE, SARASOTA, FL 34231-7608
Investor	Possibly a Property Investor

Mortgage

Document Number	0000072018,
Date	May 28, 2026
Instrument	202672018

Lender

Name	PEOPLE FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SARASOTA FL
Recording Date	Feb 1, 2022
Property Address	4038 OLIVE AVE, SARASOTA, FL 34231-7608
Document Number	0000017371
Map Reference	MB 15 PG 3
Instrument	2022017371
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 120, CHICAGO, IL 60606-6995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BRYANT PARK # 11TH, NEW YORK, NY 10036-6728
Investor	Possibly a Property Investor

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jun 8, 2022
Property Address	4038 OLIVE AVE, SARASOTA, FL 34231-7608
Document Number	0000097438
Map Reference	MB 2 PG 5
Instrument Date	Oct 20, 2021
Instrument	2022097438
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 120, CHICAGO, IL 60606-6995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Oct 14, 2021
Property Address	4038 OLIVE AVE, SARASOTA, FL 34231-7608
Document Number	0000187824
Map Reference	MB 2 PG 5
Instrument Date	Jul 30, 2021
Instrument	2021187824
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 E DESERT FLOWER LN, 1420, PHOENIX, AZ 85048-5931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	4038 OLIVE AVE, SARASOTA, FL 34231-7608
Document Number	0000108151
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4038 OLIVE AVE SARASOTA FL 342317608, SARASOTA, FL 34231-7608

Mortgage

Document Number	0000108151
Date	Aug 8, 2019
Instrument	108151

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,559.00 (-3.78%)	$328,200 (-4.01%) Land $101,600 Building $226,600	$328,200 (-4.01%) Land $101,600 Building $226,600
2024	$4,738.00 (+1.96%)
2023	$4,647.00 (+9.44%)	$341,900 (+11.77%) Land $118,400 Building $223,500	$341,900 (+11.77%) Land $118,400 Building $223,500
2022	$4,246.00	$305,900 Land $107,600 Building $198,300	$305,900 Land $107,600 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1983–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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