Santa Rosa County property record for 4038 McCutchin Dr, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 2022 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Feb 2022) |
| Tax Bill | $1,217 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Feb 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-5N-29-1970-00A00-0490 |
| Primary APN | 41-5N-29-1970-00A00-0490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,160 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Marble |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4038 MCCUTCHIN DR |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-1194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | JAY ROSA LOT 49 BLK A AS DES IN OR 4246 PG 1887 |
| Legal Range | 29W |
| Legal Township | 5N |
| Legal Section | 41 |
| Legal Subdivision | JAY ROSA |
| Legal Block | A |
| Legal Lot Number | 49 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4038 MCCUTCHIN DR, JAY, FL 32565-1194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage SOUTHEAST MORTGAGE OF GEORGIA |
| Feb 8, 2022 | Quit Claim Deed, Transfer CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Jan 31, 2019 | Correction Deed |
| Dec 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2019 · Amount on Record |
| Deed Document Number | 20229286 |
| Deed Book / Page | 4246 / 1887 |
| Prior Transfer Date | Dec 28, 2018 |
| Prior Transfer Doc | 0037930953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 16, 2022 |
| Property Address | 4038 MCCUTCHIN DR, JAY, FL 32565-1194 |
| Document Number | 0042461887 |
| Book / Page | 4246 / 1887 |
| Map Reference | MB C PG 1 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 202209286 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3578 HIGHWAY 4, JAY, FL 32565-1720 |
| Name | Verified Name |
|---|---|
| Address | 4038 MCCUTCHIN DR, JAY, FL 32565-1194 |
| Document Number | 0042461889 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 4246/1889 |
| Name | SOUTHEAST MORTGAGE OF GEORGIA |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 8, 2022 |
| Property Address | 4038 MCCUTCHIN DR, JAY, FL 32565-1194 |
| Document Number | 0042430586 |
| Book / Page | 4243 / 586 |
| Map Reference | MB C PG 1 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 202207406 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4215 COUNTRY MILL RD, JAY, FL 32565-2629 |
| Name | Verified Name |
|---|---|
| Address | 3578 HIGHWAY 4, JAY, FL 32565-1720 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 31, 2019 |
| Property Address | 4038 MCCUTCHIN DR, JAY, FL 32565-1194 |
| Document Number | 0038001174 |
| Book / Page | 003800 / 001174 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 3808 |
| Record Updated | Feb 27, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3578 HWY 4 SANTA ROSA FL, SANTA ROSA, FL |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 4038 MCCUTCHIN DR, JAY, FL 32565-1194 |
| Document Number | 0037930953 |
| Book / Page | 003793 / 000953 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 54726 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3578 HIGHWAY 4 JAY FL 325651720, JAY, FL 32565-1720 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Jay Town |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117,369 (+2.9%) | $124,710 (+8.88%) Land $14,000 Building $110,710 | |
| 2024 | $1,217.00 (+3.22%) Homeowner's exemption | $114,061 (+3%) | $114,534 (+3.43%) Land $14,000 Building $100,534 |
| 2023 | $1,179.00 (+1,771.43%) | $110,739 (+2,668.48%) Land $12,000 Building $98,739 | $110,739 (+2,668.48%) Land $12,000 Building $98,739 |
| 2022 | $63.00 | $4,000 | $4,000 Land $4,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures