Lake County property record for 4038 Loggers Trl, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 2005 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,560 (Dec 2009) |
| Tax Bill | $1,642 (2026) |
| Deeds & Mortgages | Jun 2019 Refinance Dec 2021 Refinance |
| APN | 26-5520-00100 |
| Primary APN | 26-5520-00100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,000 sqft Gross Area |
| 1st Floor Area | 1,000 sqft |
| Utility Area | 207 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | A-Frame |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Area | 144 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 182 sqft |
| Deck Area | 110 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4038 LOGGERS TRL |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK 1 |
| Legal Range | 08W |
| Legal Township | 55N |
| Legal Section | 28 |
| Legal Subdivision | KINGS CREEK PLAT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | BEAVER BAY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 370300 |
4038 Loggers Trl is owned and occupied by two individuals who bought it in December 2009.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4038 LOGGERS TRL, TWO HARBORS, MN 55616-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PARK STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2009 · Amount on File |
| Deed Sale | Dec 17, 2009 · Amount on File |
| Prior Sale | Dec 18, 2007 · Amount on File |
| Deed Document Number | 200938455 |
| Prior Transfer Date | Oct 18, 2006 |
| Prior Transfer Doc | 0000036700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 4038 LOGGERS TRL, TWO HARBORS, MN 55616-2048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | T000045748 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | T000045748 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 4038 LOGGERS TRL, TWO HARBORS, MN 55616-2048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00T060/165 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | T060/165 |
| Instrument | T000048586 |
| Name | PARK STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 4038 Loggers Trl was $1,642 with a homeowner's exemption.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Beaver Bay Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,642.00 Homeowner's exemption | $391,300 Land $90,900 Building $300,400 | $391,300 Land $90,900 Building $300,400 |
| 2023 | $318,500 Land $65,300 Building $253,200 | $318,500 Land $65,300 Building $253,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4038 Loggers Trl; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4038 Loggers Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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