4038 Hanover Dr, Troy, MI 48085 Property Records

Oakland County property record for 4038 Hanover Dr, Troy, MI 48085

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,895 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$656,000 (May 2022)
Tax Bill	$9,782 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-15-380-021`

Property Details

APN / Parcel Number

Primary APN	`88-20-15-380-021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,895 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,253 sqft
Finished Basement	1,253 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4038 HANOVER DR
City	TROY
State	MI
Zip	48085-4700
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1C
Legal Description	T2N,R11E, SEC 15 OAKLAND COUNTY CONDOMINIUM PLAN NO 1663 CRESTWOOD SITECONDOMINIUMS UNIT 21 L34143 P320 10-06-04 FR 379-051
Legal Range	11E
Legal Township	2N
Legal Section	15
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	21
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	4
Census Block	4008
Census Tract	197000

Owner

4038 Hanover Dr, a condominium, is owned and occupied by two individuals who bought it in May 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4038 HANOVER DR, TROY, MI 48085-4700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Jun 20, 2011 · Amount on File
Deed Document Number	2022386958
Deed Book / Page	57796 / 150
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 26, 2022
Property Address	4038 HANOVER DR, TROY, MI 48085-4700
Document Number	0000386958
Book / Page	57796 / 150
Map Reference	LB 34143 PG 320-374
Instrument Date	May 16, 2022
Instrument	386958
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4038 HANOVER DR, 4038, TROY, MI 48085-4700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 HANOVER DR, TROY, MI 48085-4700

Mortgage

Document Number	0000389411
Date	Jun 1, 2022
Book Page	57809/757
Instrument	389411

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 4038 Hanover Dr was $9,782 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,782.00
2023			$534,400
2022	$7,230.00	$267,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4038 Hanover Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4038 Hanover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20