Maricopa County property record for 4038 E Ludlow Dr, Phoenix, AZ 85032
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 840 sqft · built 1975 |
| Lot Size | 0.184 acres (8,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,500 (Aug 2002) |
| Tax Bill | $990 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 215-72-242 |
| Primary APN | 215-72-242 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,022 sqft (0.184 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
| Pool Area | 450 sqft |
| Patio Area | 231 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 4038 E LUDLOW DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85032-5824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | PARADISE VALLEY OASIS NO 8 PER MCR 174-50 |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 07 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | PARADISE VALLEY OASIS NO. 8 |
| Legal Lot Number | 232 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 103211 |
Source: Maricopa County records · APN 215-72-242
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9221 E HAVASUPAI DR, SCOTTSDALE, AZ 85255-9139 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 02, 2021 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Aug 06, 2021 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Mar 20, 2019 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2002 · Amount on Record |
| Deed Sale | Aug 30, 2002 · Amount on Record |
| Prior Sale | Aug 30, 2002 |
| Deed Document Number | 0000890840 |
| Last Transfer Date | Sep 26, 2006 |
| Transfer Doc | 0001272203 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4038 E LUDLOW DR, PHOENIX, AZ 85032-5824 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2023 |
| Title Company | MAGNUS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4038 E LUDLOW DR, PHOENIX, AZ 85032-5824 |
| Document Number | 0000449974 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 20230449974 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4038 E LUDLOW DR, PHOENIX, AZ 85032-5824 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001175924 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 20211175924 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4038 E LUDLOW DR, PHOENIX, AZ 85032-5824 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4038 E LUDLOW DR, PHOENIX, AZ 85032-5824 |
| Document Number | 0000854903 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 20210854903 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 4038 E LUDLOW DR, PHOENIX, AZ 85032-5824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4038 E LUDLOW DR, PHOENIX, AZ 85032-5824 |
| Document Number | 0000191622 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 20190191622 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,260 (+1.29%) | $282,600 (+1.29%) Land $56,500 Building $226,100 | |
| 2025 | $990.00 (+4.87%) | ||
| 2024 | $27,900 | $279,000 Land $55,800 Building $223,200 | |
| 2023 | $944.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Wi-Fiber Fixed Wireless | 400 / 150 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 793 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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