4038 Drexel Dr, Troy, MI 48098 Property Records

Oakland County property record for 4038 Drexel Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,180 sqft · built 1992
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$784,000 (Feb 2024)
Tax Bill	$10,372 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-17-378-001`

Property Details

APN / Parcel Number

Primary APN	`88-20-17-378-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,180 sqft Living Area
1st Floor Area	1,759 sqft
Basement Area	1,759 sqft
Unfinished Basement	1,759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	168 ft deep x 130 ft wide
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4038 DREXEL DR
City	TROY
State	MI
Zip	48098-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 17 SOMERSET PLACE SUB NO 1 LOT 39 1-5-87 FR 300-010
Legal Range	11E
Legal Township	2N
Legal Section	17
Legal Subdivision	SOMERSET PLACE SUB #1
Legal Lot Number	1,39
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3015
Census Tract	196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4038 DREXEL DR, TROY, MI 48098-4309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage SISTAR MORTGAGE COMPANY
Feb 7, 2024	Warranty Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Prior Sale	Apr 20, 2006 · Amount on Record
Deed Document Number	202412637
Deed Book / Page	59154 / 424
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	0000127340
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 3, 2026
Property Address	4038 DREXEL DR, TROY, MI 48098-4309
Document Number	0000041370
Book / Page	61077 / 749
Instrument Date	Mar 26, 2026
Instrument	202641370
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 DREXEL DR, TROY, MI 48098-4309

Mortgage

Document Number	0000041370,
Date	Apr 3, 2026
Book Page	61077/749
Instrument	202641370

Lender

Name	SISTAR MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 7, 2024
Property Address	4038 DREXEL DR, TROY, MI 48098-4309
Document Number	0000012637
Book / Page	59154 / 424
Map Reference	LB 191 PG 1-5
Instrument Date	Jan 31, 2024
Instrument	12637
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4038 DREXEL DR, TROY, MI 48098-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 KIRTS BLVD APT 103, 103, TROY, MI 48084-4324

Mortgage

Document Number	0059154426
Date	Feb 7, 2024
Instrument	59154/426

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4038 DREXEL DR, TROY, MI 48098-4309
Document Number	0000129272
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4038 DREXEL DR TROY MI 480984309, TROY, MI 48098-4309

Mortgage

Document Number	0000129272
Date	Jul 2, 2020
Book Page	054442/000171
Instrument	129272

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,372.00 (+46.19%)
2024	$7,095.00 (-6.1%)
2023			$509,760
2022	$7,556.00	$254,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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