4038 Davall Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4038 Davall Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,029 sqft · built 1981
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on File
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-6-23-02-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-6-23-02-0-00002-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,029 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	77,972 sqft (1.79 acres)

Location & Zoning

Street Address	4038 DAVALL DR
City	OLIVE BRANCH
State	MS
Zip	38654-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	DAVALL HILLS SD SEC. A LOT 2
Legal Range	07
Legal Township	01
Legal Section	23
Legal Subdivision	DAVALL HILLS SD
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	70524

Owner

4038 Davall Dr is owned and occupied by an individual who acquired it in April 2021.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · SBA Mortgage COMMUNITY BANK OF MISSISSIPPI
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 1, 2019	Deed of Trust, Mortgage INSOUTH BANK
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 1, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 2, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021
Deed Sale	Apr 1, 2021
Prior Sale	Jan 2, 2019
Deed Document Number	0000953178
Deed Book / Page	953 / 178
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147

Mortgage

Document Number	5661/23143
Date	Mar 18, 2024
Book Page	5661/23143

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 12, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147

Mortgage

Document Number	005058/119
Date	Oct 5, 2020
Book Page	5058/119

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004701/580
Date	Apr 1, 2019
Book Page	4701/580

Lender

Name	INSOUTH BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004875/151
Date	Jan 27, 2020
Book Page	4875/151

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 1, 2021
Property Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147
Document Number	000953/178
Book / Page	953 / 178
Map Reference	MB 18 PG 26&27
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1263 DOGWOOD HOLLOW DR, 1263, NESBIT, MS 38651-8328

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147

Mortgage

Document Number	0005203120
Date	Apr 1, 2021
Instrument	5203/120

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 2, 2019
Property Address	4038 DAVALL DR, OLIVE BRANCH, MS 38654-7147
Document Number	000876/552
Book / Page	0876 / 552
Map Reference	MB 18 PG 26&27
Instrument Date	Dec 26, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6805 CHURCH AVE, 6805, POTTS CAMP, MS 38659-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3670 HILLSDALE RD, OLIVE BRANCH, MS 38654-8019

Mortgage

Document Number	0004659196
Date	Jan 2, 2019
Instrument	4659/196

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4038 Davall Dr was $2,298.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00	$19,848 Land $3,000 Building $16,848	$198,482 Land $30,000 Building $168,482
2023	$1,997.00	$14,639	$146,391 Land $30,000 Building $116,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4038 Davall Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4038 Davall Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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