4038 Craven Rd, Unit 39, Oceanside, CA 92057 Property Records

San Diego County property record for 4038 Craven Rd, Unit 39, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,346 sqft · built 2003
Lot Size	1.09 acres (47,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,500 (Feb 2003)
Tax Bill	$4,489 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-591-10-15`

Property Details

APN / Parcel Number

Primary APN	`158-591-10-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	47,797 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4038 CRAVEN RD, 39
City	OCEANSIDE
State	CA
Zip	92057-7395
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B-H
Legal Description	LOT 1 US 39PER DOC02-704946&UND INT IN POR TR 014405
Legal Subdivision	VILLAS AT MISSION POINT
Legal Tract	014405
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 VENETIA WAY, OCEANSIDE, CA 92057-7657
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2003 · Amount on Record
Deed Sale	Feb 7, 2003 · Amount on Record
Deed Document Number	2003145724
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4038 CRAVEN RD UNIT 39, 39, OCEANSIDE, CA 92057-7395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603859
Date	Dec 24, 2019
Instrument	2019-0603859

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,577 (+2%) Land $177,265 Building $229,312
2025	$4,489.00 (+5.18%)	$398,606 (+4.04%) Land $173,790 Building $224,816
2023	$4,268.00 (+1.52%)	$383,130 Land $167,043 Building $216,087
2022	$4,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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