Augusta-Richmond County Consolidated Government property record for 4038 Cottingham Way, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $307,240 (Jul 2022) |
| Tax Bill | $3,839 (2026) |
| Deeds & Mortgages | Jun 2024 Mortgage Apr 2022 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067-3-091-00-0 |
| Primary APN | 067-3-091-00-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Street Address | 4038 COTTINGHAM WAY |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-9251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | GRANITE HILL LOT 10 BLK L SEC 4 PH 3 |
| Legal Subdivision | GRANITE HILL |
| Legal Phase | 3 |
| Legal Block | L |
| Legal Lot Number | 10 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10208 |
Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Apr 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Jul 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS |
| Jun 24, 2022 | Limited Warranty Deed, Subdivision Related Transfer |
| Jun 24, 2022 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS |
| Apr 1, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Apr 26, 2022 · Amount on Record |
| Deed Document Number | 20224968 |
| Deed Book / Page | 1850 / 1892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Document Number | 0019290000000351 |
|---|---|
| Date | Jun 7, 2024 |
| Book Page | 0000001929/0000000351 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018380000002047 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 0000001838/0000002047 |
| Instrument | 2022022514 |
| Name | AMERIS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018500000001894 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 0000001850/0000001894 |
| Instrument | 2022032089 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Jun 24, 2022 |
| Property Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Document Number | 0018501892 |
| Book / Page | 1850 / 1892 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022-004968 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Jun 24, 2022 |
| Property Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Document Number | 0018501892 |
| Book / Page | 1850 / 1892 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022-004968 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Document Number | 2022032089 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022032089 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Apr 1, 2022 |
| Property Address | 4038 COTTINGHAM WAY, AUGUSTA, GA 30909-9251 |
| Document Number | 0018382046 |
| Book / Page | 1838 / 2046 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022-003021 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899 |
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,839.00 (-1.44%) | ||
| 2025 | $3,895.00 (+15.34%) | $130,460 (+7.4%) Land $18,000 Building $112,460 | $326,150 (+7.4%) Land $45,000 Building $281,150 |
| 2023 | $3,377.00 (+311.33%) | $121,468 (+574.82%) Land $18,000 Building $103,468 | $303,670 (+574.82%) Land $45,000 Building $258,670 |
| 2022 | $821.00 | $18,000 Land $18,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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