4038 Conifer Dr, Elgin, IL 60124 Property Records

Kane County property record for 4038 Conifer Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.202 acres (8,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,500 (Feb 2017)
Tax Bill	$13,582 (2025)
Deeds & Mortgages	Jun 2017 Sale Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-171-010`

Property Details

APN / Parcel Number

Primary APN	`05-25-171-010`

Exterior

Lot Area	8,836 sqft (0.202 acres)

Location & Zoning

Street Address	4038 CONIFER DR
City	ELGIN
State	IL
Zip	60124-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE EAST REDEVELOPMENT LOT 75
Legal Subdivision	CEDAR GROVE EAST REDEVELOPMENT
Legal Block	1
Legal Lot Number	75
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1035
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4038 CONIFER DR, ELGIN, IL 60124-3146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 9, 2017	Special Warranty Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	20177644
Record Updated	Sep 20, 2026

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 6, 2017
Property Address	4038 CONIFER DR, ELGIN, IL 60124-3146
Document Number	0000028656
Instrument Date	Jan 23, 2017
Instrument	28656
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4038 CONIFER DR ELGIN IL 601243126, ELGIN, IL 60124-3126

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 9, 2017
Property Address	4038 CONIFER DR, ELGIN, IL 60124-3146
Document Number	0000007644
Map Reference	DOC2008K017136
Instrument Date	Jan 23, 2017
Instrument	2017K007644
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 CONIFER DR, ELGIN, IL 60124-3146

Mortgage

Document Number	0000007645
Date	Feb 9, 2017
Instrument	2017K007645

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,582.00 (+20.81%) Homeowner's exemption
2024		$158,708 (+31.4%) Land $27,638 Building $131,070	$476,315 (+31.45%) Land $82,947 Building $393,367
2022	$11,242.00 (-0.31%) Homeowner's exemption	$120,786 (+3.51%) Land $21,357 Building $99,429	$362,358 (+3.51%) Land $64,071 Building $298,287
2021	$11,277.00 Homeowner's exemption	$116,690 Land $20,633 Building $96,057	$350,070 Land $61,899 Building $288,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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