4038 Co Rd 4603, Commerce, TX 75428 Property Records

Hunt County property record for 4038 Co Rd 4603, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	640 sqft · built 2021
Lot Size	15.1 acres (661,894 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,781 (2024)
Deeds & Mortgages	Dec 2024 Sale Jun 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`0953-0650-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0953-0650-0000-30`
Alternative APNs	`R35148` `35148`

Interior

Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	661,894 sqft (15.1 acres)
Porch	Open Porch
Utility Building	1,200 sqft

Location & Zoning

Street Address	4038 COUNTY ROAD 4603
City	COMMERCE
State	TX
Zip	75428-5296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0953 SADLER J C,TRACT 65, ACRES 15.195
Legal Subdivision	SADLER J C
Legal Tract	65
Legal Block	1
Legal Lot Number	65
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1006
Census Tract	960100

Owner

Source: Hunt County records, as of September 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4038 COUNTY ROAD 4603, COMMERCE, TX 75428-5296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Warranty Deed, Transfer
Jun 10, 2019	Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024
Deed Sale	Dec 18, 2024
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	202424184
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Dec 18, 2024
Property Address	4038 COUNTY ROAD 4603, COMMERCE, TX 75428-5296
Document Number	0000024184
Instrument Date	Dec 16, 2024
Instrument	2024-24184
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8412 REVENUE WAY, NORTH RICHLAND HILLS, TX 76182-7416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 COUNTY ROAD 4603, COMMERCE, TX 75428-5296

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jun 10, 2019
Property Address	4038 COUNTY ROAD 4603, COMMERCE, TX 75428-5296
Document Number	0000007963
Instrument Date	Jun 10, 2019
Instrument	7963
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8412 REVENUE WAY NORTH RICHLAND HILLS TX 761827416, NORTH RICHLAND HILLS, TX 76182-7416

Mortgage

Document Number	7964
Date	Jun 10, 2019
Instrument	7964

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1700 N CONGRESS AVE, AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,540 (-6.73%) Land $8,500 Building $97,040	$316,480 (+7.37%) Land $219,440 Building $97,040
2024	$1,781.00 (-23.69%)
2023		$113,160 Land $7,730 Building $105,430	$294,770 Land $189,340 Building $105,430
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	200 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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