San Diego County property record for 4038 Cherokee Ave, San Diego, CA 92104
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 12 bd · 10 ba · 6,518 sqft · built 1959 |
| Lot Size | 0.165 acres (7,182 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,275,000 (Mar 2020) |
| Tax Bill | $31,202 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 447-411-21-00 |
| Primary APN | 447-411-21-00 |
|---|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 10 Baths |
| Units | 10 Units |
| Stories | 2 Stories |
| Building Area | 6,518 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,182 sqft (0.165 acres) |
| Garage Type | Open |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 4038 CHEROKEE AVE |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92104-7305 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | CUPD-CT-5- |
| Legal Description | BLK 35 LOTS 33 & 34 TR 001007 |
| Legal Subdivision | CITY HEIGHTS ANNEX |
| Legal Tract | 001007 |
| Legal Block | 35 |
| Legal Lot Number | 33,34 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2201 |
4038 Cherokee Ave, a residential property, is owned by a company that bought it in March 2020.
Source: San Diego County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3830 VALLEY CENTRE DR, 705, SAN DIEGO, CA 92130-3307 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit MALAGA BANK FSB |
| Mar 19, 2020 | Grant Deed, Construction Loan · Construction Mortgage FIRST FOUNDATION BANK |
| Apr 29, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on File |
| Deed Sale | Mar 19, 2020 · Amount on File |
| Prior Sale | Jan 31, 1991 · Amount on File |
| Deed Document Number | 2020144156 |
| Prior Transfer Date | Apr 3, 2019 |
| Prior Transfer Doc | 0000155514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4038 CHEROKEE AVE, SAN DIEGO, CA 92104-7305 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3830 VALLEY CENTRE DR, SAN DIEGO, CA 92130-3320 |
| Document Number | 0000199888 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023-0199888 |
| Name | MALAGA BANK FSB |
|---|---|
| Type | Bank |
| Address | TORRANCE, CA 90505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 19, 2020 |
| Property Address | 4038 CHEROKEE AVE, SAN DIEGO, CA 92104-7305 |
| Document Number | 0000144156 |
| Map Reference | MAP 1007 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 2020-0144156 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3830 VALLEY CENTRE DR STE 705, 705, SAN DIEGO, CA 92130-3307 |
| Document Number | 0000144157 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 2020-0144157 |
| Name | FIRST FOUNDATION BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 29, 2019 |
| Property Address | 4038 CHEROKEE AVE, SAN DIEGO, CA 92104-7305 |
| Document Number | 0000155514 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 155514 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2747 UNIVERSITY AVE SAN DIEGO CA 921042811, SAN DIEGO, CA 92104-2811 |
The 2025 property tax bill for 4038 Cherokee Ave was $31,202, up 3.9% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,537,800 (+2%) Land $1,517,103 Building $1,020,697 | |
| 2025 | $31,202.00 (+3.93%) | $2,488,040 Land $1,487,356 Building $1,000,684 |
| 2024 | $30,022.00 (+2.26%) | |
| 2023 | $29,358.00 (+2.74%) | $2,391,428 Land $1,429,601 Building $961,827 |
| 2022 | $28,576.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4038 Cherokee Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4038 Cherokee Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile, Verizon.
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