4038 Cadle Creek Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 4038 Cadle Creek Rd, Edgewater, MD 21037 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,130 sqft · built 2015
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on File
Tax Bill$10,453 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-134-03049200

Property Details

APN / Parcel Number

Primary APN01-134-03049200
Alternative APNs
  • 1-134-03049200
  • 13403049200

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,130 sqft Living Area
Gross Area3,530 sqft
1st Floor Area1,916 sqft
Basement Area200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,037 sqft (0.46 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area400 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area424 sqft
Deck Area264 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number13403049200
Street Address4038 CADLE CREEK RD
CityEDGEWATER
StateMD
Zip21037-4514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 NORMAN CARR SUB
Legal SubdivisionNORMAN CARR SUB
Legal Block2
Legal Lot Number18
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2023
Census Tract701201

Owner

Source: Anne Arundel County records · APN 01-134-03049200

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4038 CADLE CREEK RD, EDGEWATER, MD 21037-4514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2006
Deed SaleNov 03, 2006
Prior SaleFeb 02, 2001
Deed Document Number200614547
Deed Book / Page18444 / 279
Last Transfer DateJun 20, 2014
Transfer Doc0273860043
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4038 CADLE CREEK RD, EDGEWATER, MD 21037-4514
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4038 CADLE CREEK RD, EDGEWATER, MD 21037-4514

Mortgage

Document Number0358860426
DateJan 07, 2021
Book Page35886/426
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,209,433 (+13%)$1,279,000 (+19.5%) Land $669,000 Building $610,000
2024$10,453.00 (+8.02%)
2023$9,677.00 Homeowner's exemption$1,070,300 Land $520,200 Building $550,100$1,070,300 Land $520,200 Building $550,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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