4038 Acapulco Dr, Campbell, CA 95008 Property Records

Santa Clara County property record for 4038 Acapulco Dr, Campbell, CA 95008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,266 sqft · built 1964
Lot Size	0.142 acres (6,180 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Nov 2012)
Tax Bill	$15,394 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`404-16-002`

Property Details

APN / Parcel Number

Primary APN	`404-16-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	1,693 sqft
1st Floor Area	1,693 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,180 sqft (0.142 acres)
Lot Dimensions	103 ft deep x 60 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4038 ACAPULCO DR
City	SAN JOSE
State	CA
Zip	95130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3175 BOOK 152 PAGE 41 LOT 38
Legal Subdivision	TRACT 3175
Legal Tract	3175
Legal Lot Number	38
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2008
Census Tract	506603

Owner

4038 Acapulco Dr is owned and occupied by two individuals who bought it in November 2012.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 19, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2012 · Amount on File
Deed Sale	Nov 1, 2012 · Amount on File
Prior Sale	Apr 18, 2003 · Amount on File
Deed Document Number	201221930921
Prior Transfer Date	Nov 8, 2000
Prior Transfer Doc	0015459550
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804

Mortgage

Document Number	0024983239
Date	Jun 3, 2021
Instrument	24983239

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024548658
Date	Jul 22, 2020
Instrument	24548658

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024439123
Date	Mar 25, 2020
Instrument	24439123

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804

Mortgage

Document Number	0024785650
Date	Jan 13, 2021
Instrument	24785650

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804
Document Number	0023759890
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4038 ACAPULCO DR CAMPBELL CA 950083804, CAMPBELL, CA 95008-3804

Mortgage

Document Number	0023759890
Date	Sep 22, 2017
Instrument	23759890

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4038 ACAPULCO DR, CAMPBELL, CA 95008-3804
Document Number	0023682553
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4038 ACAPULCO DR CAMPBELL CA 950083804, CAMPBELL, CA 95008-3804

Mortgage

Document Number	0023682553
Date	Jun 26, 2017
Instrument	23682553

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 4038 Acapulco Dr was $15,394 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,072,658 (+2%) Land $739,433 Building $333,225
2025	$15,394.00 Homeowner's exemption	$1,051,627 Land $724,935 Building $326,692
2023	$14,802.00 (+1.61%) Homeowner's exemption	$1,010,793 Land $696,786 Building $314,007
2022	$14,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4038 Acapulco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4038 Acapulco Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Sail Internet, T-Mobile, Verizon.

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