Franklin County property record for 4037 Timber Line Rd, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,347 sqft · built 1952 |
| Lot Size | 0.587 acres (25,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,000 (Dec 2025) |
| Tax Bill | $815 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402 00-022 00 |
| Primary APN | 402 00-022 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,347 sqft Living Area |
| Gross Area | 3,877 sqft |
| 1st Floor Area | 1,347 sqft |
| Attic | Attic |
| Attic Area | 674 sqft |
| Basement Area | 1,347 sqft |
| Unfinished Basement | 1,347 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 25,570 sqft (0.587 acres) |
| Terrain | Rolling |
| Driveway | Paver Driveway |
| Porch | Slab |
| Porch Area | 417 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 35043 |
|---|---|
| Street Address | 4037 TIMBER LINE RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | RT 866 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20701 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4037 TIMBER LINE RD, FERRUM, VA 24088-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES |
| Dec 3, 2025 | Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Jun 17, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF THE JAMES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 20257768 |
| Deed Book / Page | 1238 / 247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 4037 TIMBER LINE RD, FERRUM, VA 24088-3012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011780039 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 1178/39 |
| Instrument | 220000533 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | FOREST, VA 24551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Dec 3, 2025 |
| Property Address | 4037 TIMBER LINE RD, FERRUM, VA 24088-3012 |
| Document Number | 0012380247 |
| Book / Page | 1238 / 247 |
| Map Reference | MB 945 PG 53&54 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 250007768 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4037 TIMBER LINE RD, FERRUM, VA 24088-3012 |
| Document Number | 0250007769 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 250007769 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 17, 2019 |
| Property Address | 4037 TIMBER LINE RD, FERRUM, VA 24088-3012 |
| Document Number | 0011230187 |
| Book / Page | 001123 / 000187 |
| Instrument Date | May 31, 2019 |
| Instrument | 3505 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4037 TIMBER LINE RD FERRUM VA 240883012, FERRUM, VA 24088-3012 |
| Document Number | 11230190 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 001123/000190 |
| Instrument | 3506 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $815.00 (-10.24%) | $189,700 (+27.4%) Land $30,000 Building $159,700 | $189,700 (+27.4%) Land $30,000 Building $159,700 |
| 2023 | $908.00 | $148,900 (-) Land $23,000 Building $125,900 | $148,900 (-) Land $23,000 Building $125,900 |
| 2022 | $148,900 Land $23,000 Building $125,900 | $148,900 Land $23,000 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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