Madison County property record for 4037 Ruby Rose Rd, Richmond, KY 40475 · Last verified January 2026
| Property Type | Other > Miscellaneous |
|---|---|
| Occupancy | Owner Occupied |
| Tax Bill | $2,073.00 (2025) |
| Primary APN | 0068-0006-0039-C |
|---|---|
| Alternative APN |
|
| Account Number | 63442 |
|---|---|
| Street Address | 4037 RUBY ROSE RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8429 |
| Property Usage | Other Property Usage |
| Type | Other > Miscellaneous |
| Legal Description | ASHPARK LOT 39C PH 4-B |
| Legal Phase | 4 |
| Legal Lot Number | 39C |
| Jurisdiction | MADISON KY |
| Minor Civil Division | RICHMOND |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 10301 |
Source: Madison County records · APN 0068-0006-0039-C
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 900 FIRETHORN PL, LEXINGTON, KY 40515-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed, Transfer |
| Oct 24, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2023 |
| Deed Sale | Nov 28, 2023 |
| Prior Sale | Oct 24, 2023 · Amount on Record |
| Deed Doc Number | 2014179339 |
| Deed Book / Page | D846 / 179 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 28, 2023 |
| Property Address | 4037 RUBY ROSE RD, RICHMOND, KY 40475-8429 |
| Document Number | 00D846/179 |
| Book / Page | D846 / 179 |
| Map Reference | MB 31 PG 92 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2014179339 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 900 FIRETHORN PL, LEXINGTON, KY 40515-1160 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 24, 2023 |
| Property Address | 4037 RUBY ROSE RD, RICHMOND, KY 40475-8429 |
| Document Number | 00D845/177 |
| Book / Page | D845 / 177 |
| Map Reference | MB 31 PG 92 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2014173588 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1850 FOUR MILE RD, RICHMOND, KY 40475-9261 |
| Name | Verified Name |
|---|---|
| Address | 4037 RUBY ROSE RD, RICHMOND, KY 40475-8429 |
| Document Number | 2014173589 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2014173589 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.1% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.1% |
| Max Rate At Change | 8.1% |
| Index | 5-Year CMT |
| Max Rate | 10.1% |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,073.00 Additional exemption filed | $219,900 | $219,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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