Duval County property record for 4037 Bender Rd, Jacksonville, FL 32207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 1963 |
| Lot Size | 0.181 acres (7,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Dec 2024) |
| Tax Bill | $3,533 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 153881-0000 |
| Primary APN | 153881-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Gross Area | 1,894 sqft |
| 1st Floor Area | 1,258 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,899 sqft (0.181 acres) |
| Lot Dimensions | 103 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4037 BENDER RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32207-7119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 31-96 52-2S-27E SANTA MONICA UNIT 6 LOT 12 BLK 21 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 52 |
| Legal Subdivision | SANTA MONICA UNIT 06 |
| Legal Block | 21 |
| Legal Lot Number | 12 |
| Legal Unit | 6 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 16102 |
Source: Duval County assessment roll, APN 153881-0000, as of June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4037 BENDER RD, JACKSONVILLE, FL 32207-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 06, 2022 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Jun 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage 121 FINANCIAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2024 · Amount on Record |
| Deed Sale | Dec 15, 2024 · Amount on Record |
| Prior Sale | Jun 03, 2019 · Amount on Record |
| Deed Document Number | 2024272649 |
| Deed Book / Page | 21297 / 576 |
| Prior Transfer Date | Oct 25, 1995 |
| Prior Transfer Doc | 0000084953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4037 BENDER RD, JACKSONVILLE, FL 32207-7119 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4037 BENDER RD, JACKSONVILLE, FL 32207-7119 |
| Document Number | 0203120374 |
|---|---|
| Date | Jun 06, 2022 |
| Book Page | 20312/374 |
| Instrument | 2022151633 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 05, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 03, 2019 |
| Property Address | 4037 BENDER RD, JACKSONVILLE, FL 32207-7119 |
| Document Number | 0188111116 |
| Book / Page | 18811 / 1116 |
| Map Reference | MB 31 PG 96&96A |
| Instrument Date | May 24, 2019 |
| Instrument | 2019127379 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | SILK ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 STOCKTON COURT, 103, PICACHO, NM 88343 |
| Name | Verified Name |
|---|---|
| Address | 4037 BENDER RD, JACKSONVILLE, FL 32207-7119 |
| Document Number | 2019127380 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 2019127380 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Duval County assessment roll as of June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,456 (+2.01%) Land $85,000 Building $138,456 | $223,456 (+2.01%) Land $85,000 Building $138,456 | |
| 2025 | $3,533.00 (+85.95%) Homeowner's exemption | $219,049 (+66.34%) Land $85,000 Building $134,049 | $219,049 (+22%) Land $85,000 Building $134,049 |
| 2024 | $1,900.00 (+3.32%) | ||
| 2023 | $1,839.00 (+9.86%) Homeowner's exemption | $131,689 (+3%) | $179,549 (+10.17%) Land $50,000 Building $129,549 |
| 2022 | $1,674.00 Homeowner's exemption | $127,854 | $162,975 Land $45,000 Building $117,975 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310161021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 453 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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