San Diego County property record for 4037 Arcadia Way, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,807 sqft · built 1986 |
| Lot Size | 0.11 acres (4,795 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (May 2003) |
| Tax Bill | $6,293 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Jan 2021 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-381-30-00 |
| Primary APN | 169-381-30-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,807 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 4,795 sqft (0.11 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4037 ARCADIA WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-5139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 69 TR 011033 |
| Legal Subdivision | LEISURE VILLAGE OCEANSIDE |
| Legal Tract | 011033 |
| Legal Block | 3 |
| Legal Lot Number | 69 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 19808 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4037 ARCADIA WAY, OCEANSIDE, CA 92056-5139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Affidavit of Death of Trustee, Transfer |
| Jan 29, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Feb 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Feb 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2003 · Amount on Record |
| Deed Sale | May 19, 2003 · Amount on Record |
| Prior Sale | Jul 1, 1985 · Amount on Record |
| Deed Document Number | 2003578942 |
| Prior Transfer Date | Mar 27, 1995 |
| Prior Transfer Doc | 0000164309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 4037 ARCADIA WAY, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000088878 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202688878 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4037 ARCADIA WAY, OCEANSIDE, CA 92056-5139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 4037 ARCADIA WAY, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000073378 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021-0073378 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 872 Months |
| Due | Sep 11, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.19% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Month LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4037 ARCADIA WAY, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000073379 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 4037 ARCADIA WAY OCEANSIDE CA 920565139, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000073379 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 73379 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Jan 28, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.19% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4037 ARCADIA WAY, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000080528 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4037 ARCADIA WAY OCEANSIDE CA 920565139, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000080528 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 80528 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4037 ARCADIA WAY, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000080529 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4037 ARCADIA WAY OCEANSIDE CA 920565139, OCEANSIDE, CA 92056-5139 |
| Document Number | 0000080529 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 80529 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.21% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $571,992 (+2%) Land $324,996 Building $246,996 | |
| 2025 | $6,293.00 (+6.07%) Homeowner's exemption | $560,777 (+4.04%) Land $318,624 Building $242,153 |
| 2024 | $5,933.00 (+2.49%) | |
| 2023 | $5,789.00 (+0.28%) Homeowner's exemption | $539,002 Land $306,252 Building $232,750 |
| 2022 | $5,773.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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