Oakland County property record for 4037 Albert Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,107 sqft · built 1957 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,000 (Jul 2024) |
| Tax Bill | $4,561 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-07-178-004 |
| Primary APN | 72-25-07-178-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 1,107 sqft |
| Unfinished Basement | 1,107 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 74 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4037 ALBERT AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-6602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 7 ALBERT AVENUE SUB LOT 6 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ALBERT AVENUE |
| Legal Lot Number | 6 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 183500 |
4037 Albert Ave is owned and occupied by an individual who bought it in July 2024.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2904 SHENANDOAH DR, ROYAL OAK, MI 48073-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on File |
| Deed Sale | Jul 9, 2024 · Amount on File |
| Prior Sale | Feb 4, 2013 · Amount on File |
| Deed Document Number | 202475701 |
| Deed Book / Page | 59476 / 653 |
| Prior Transfer Date | Jan 29, 2010 |
| Prior Transfer Doc | 0000025618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 9, 2024 |
| Property Address | 4037 ALBERT AVE, ROYAL OAK, MI 48073-6602 |
| Document Number | 0000075701 |
| Book / Page | 59476 / 653 |
| Map Reference | LB 86 PG 38 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 75701 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4037 ALBERT AVE, ROYAL OAK, MI 48073-6602 |
| Name | Verified Name |
|---|---|
| Address | 4037 ALBERT AVE, ROYAL OAK, MI 48073-6602 |
| Document Number | 0059485458 |
|---|---|
| Date | Jul 9, 2024 |
| Instrument | 59485/458 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4037 ALBERT AVE, ROYAL OAK, MI 48073-6602 |
| Document Number | 0000125043 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4037 ALBERT AVE ROYAL OAK MI 480736602, ROYAL OAK, MI 48073-6602 |
| Document Number | 0000125043 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 054413/000634 |
| Instrument | 125043 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 25, 2035 |
The 2025 property tax bill for 4037 Albert Ave was $4,561 with a homeowner's exemption, up 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,561.00 (+22.12%) Homeowner's exemption | $156,300 | $312,600 |
| 2024 | $3,735.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4037 Albert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4037 Albert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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