4036 S Access Rd, Chattanooga, TN 37406 Property Records

Hamilton County property record for 4036 S Access Rd, Chattanooga, TN 37406

Property Summary

Property Type	Auto Repair, Garage
Details	10,560 sqft · built 2011
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Apr 2011)
Tax Bill	$5,575 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128E B 004`

Property Details

APN / Parcel Number

Primary APN	`128E B 004`
Alternative APN	`0000052667`

Interior

Stories	1 Story
Building Area	10,560 sqft Total Area

Exterior

Year Built	Built 2011
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	240 ft deep x 200 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0000052667
Street Address	4036 S ACCESS RD
City	CHATTANOOGA
State	TN
Zip	37406-1241
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	M1
Legal Description	PT SW 1/4 SEC 31 TWP 5 R-3
Legal Range	03
Legal Township	05
Legal Section	31
Legal Subdivision	HARRISON BAY PROP
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1051
Census Tract	11411

Owner

4036 S Access Rd, a commercial property, is owned by a company that acquired it in May 2012 and is owner-occupied.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	4036 S ACCESS RD, CHATTANOOGA, TN 37406-1241
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2011 · Amount on File
Deed Sale	Apr 4, 2011 · Amount on File
Prior Sale	Apr 4, 2011 · Amount on File
Deed Document Number	0000000261
Last Transfer Date	May 21, 2012
Transfer Doc	0000000196
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4036 S ACCESS RD, CHATTANOOGA, TN 37406-1241
Document Number	0709000101
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1040 ELLIS COVE RD SOUTH PITTSBURG TN 373806457, SOUTH PITTSBURG, TN 37380-6457

Mortgage

Document Number	0709000101
Date	Jul 9, 2019
Book Page	011692/000858
Instrument	190709000101

Lender

Name	FIRST TN BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 8, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4036 S Access Rd was $5,575, down 22.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,575.00 (-22.45%)	$367,840 (+14.46%)	$919,600 (+14.46%) Land $160,700 Building $758,900
2024	$7,189.00	$321,360 (-)	$803,400 (-) Land $165,500 Building $637,900
2023	$7,189.00	$321,360 (-)	$803,400 (-) Land $165,500 Building $637,900
2022	$7,189.00	$321,360	$803,400 Land $165,500 Building $637,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4036 S Access Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4036 S Access Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20