40358 Charlesburg Dr, Temecula, CA 92591 Property Records

Riverside County property record for 40358 Charlesburg Dr, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,675 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Jan 2026)
Tax Bill	$7,751 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`916-652-012`

Property Details

APN / Parcel Number

Primary APN	`916-652-012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,675 sqft Living Area
Gross Area	4,418 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40358 CHARLESBURG DR
City	TEMECULA
State	CA
Zip	92591-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.14 ACRES M/L IN LOT 5 MB 393/029 TR 32437-3
Legal Subdivision	TRACT NO 32437 3
Legal Tract	32437-3
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2000
Census Tract	49600

Owner

40358 Charlesburg Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
May 13, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 5, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Document Number	2026788
Prior Transfer Date	Apr 20, 2015
Prior Transfer Doc	0000284534
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425

Mortgage

Document Number	0000554987
Date	Sep 17, 2021
Instrument	2021-0554987

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425

Mortgage

Document Number	0000143392
Date	May 13, 2025
Instrument	2025-0143392

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 5, 2026
Property Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425
Document Number	0000000788
Map Reference	MB 393 PG 29
Instrument Date	Dec 29, 2025
Instrument	2026-0000788
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425

Mortgage

Document Number	0000000789
Date	Jan 5, 2026
Instrument	2026-0000789

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241843
Date	Jun 14, 2018
Instrument	2018-0241843

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246346
Date	Jun 10, 2020
Instrument	2020-0246346

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40358 CHARLESBURG DR, TEMECULA, CA 92591-4425
Document Number	0000121614
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40358 CHARLESBURG DR TEMECULA CA 925914425, TEMECULA, CA 92591-4425

Mortgage

Document Number	0000121614
Date	Mar 16, 2020
Instrument	121614

Lender

Name	RATE RABBIT HM LNS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40358 Charlesburg Dr was $7,751.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,524 (+2%) Land $120,742 Building $449,782
2025	$7,751.00 Homeowner's exemption	$559,338 Land $118,375 Building $440,963
2023	$7,642.00 (+1.64%) Homeowner's exemption	$537,620 Land $113,779 Building $423,841
2022	$7,519.00
2021			$595,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40358 Charlesburg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40358 Charlesburg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, T-Mobile.

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