4035 Marlow Loop, Land O Lakes, FL 34639 Property Records

Pasco County property record for 4035 Marlow Loop, Land O Lakes, FL 34639

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,169 sqft · built 2002
Lot Size	0.213 acres (9,262 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Nov 2020)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-26-19-0100-00000-0430`

Property Details

APN / Parcel Number

Primary APN	`18-26-19-0100-00000-0430`
Alternative APN	`1926180100000000430`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,169 sqft Living Area
Gross Area	2,569 sqft
1st Floor Area	2,169 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,262 sqft (0.213 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	621 sqft

Exterior Amenities

Pool Area	275 sqft
Porch	Open Porch
Porch Area	176 sqft
Deck Area	Deck Area
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4035 MARLOW LOOP
City	LAND O LAKES
State	FL
Zip	34639-4071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	SABLE RIDGE PHASE 2B PB 37 PGS 86-87 LOT 43
Legal Subdivision	SABLE RIDGE
Legal Tract	100
Legal Lot Number	43
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1010
Census Tract	32008

Owner

4035 Marlow Loop is owned and occupied by two individuals who bought it in November 2020.

Source: Pasco County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4035 MARLOW LOOP, LAND O LAKES, FL 34639-4071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · VA Mortgage BETTER MORTGAGE CORPORATION
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Deed Document Number	2020192414
Deed Book / Page	10215 / 275
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4035 MARLOW LOOP, LAND O LAKES, FL 34639-4071
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 MARLOW LOOP, LAND O LAKES, FL 34639-4071

Mortgage

Document Number	0113891658
Date	Mar 26, 2026
Book Page	11389/1658
Instrument	2026055959

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4035 MARLOW LOOP, LAND O LAKES, FL 34639-4071
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 MARLOW LOOP, LAND O LAKES, FL 34639-4071

Mortgage

Document Number	0106980778
Date	Sep 30, 2022
Book Page	10698/778
Instrument	2022212087

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4035 Marlow Loop was $4,615 with a homeowner's exemption, up 3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,130 (+2.9%)	$389,937 (-1.28%) Land $76,944 Building $312,993
2025	$4,615.00 (+2.97%) Homeowner's exemption	$298,480 Land $76,944 Building $221,536	$395,003 Land $76,944 Building $318,059
2024	$4,482.00 (+3.75%)
2023	$4,320.00 (+11.08%) Additional exemption filed	$280,260 (+3%) Land $70,044 Building $210,216	$389,546 (+21.27%) Land $70,044 Building $319,502
2022	$3,889.00 Homeowner's exemption	$272,100 Land $58,569 Building $213,531	$321,209 Land $58,569 Building $262,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4035 Marlow Loop in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 units insured incl. 10 condo units
Nearby Flood Claims	8 (1985–2011)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4035 Marlow Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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