Osceola County property record for 4035 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Agriculture / Farming > Horticulture, Ornamental (Agricultural) |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,983 sqft Heated Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2020) |
| Tax Bill | $3,309.00 (2025) |
| Primary APN | 99041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,983 sqft Heated Area |
| Gross Area | 2,638 sqft Gross Area |
| 1st Floor | 1,983 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Porch | Open Porch |
| Porch Area | 215 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 99041 |
|---|---|
| Street Address | 4035 HICKORY TREE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8973 |
| Property Usage | Agriculture or Farming Property Usage |
| Type | Agriculture / Farming > Horticulture, Ornamental (Agricultural) |
| Legal Description | S L & I C PB B PG 28 S 1/2 OF LOTS 55 & 56 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 55-56 56 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 43301 |
Source: Osceola County records · APN 99041
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4035 HICKORY TREE RD, SAINT CLOUD, FL 34772-8973 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 17, 2016 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Feb 23, 2005 · Amount on Record |
| Deed Doc Number | 2020160117 |
| Deed Book / Page | 5838 / 1076 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 4035 HICKORY TREE RD, SAINT CLOUD, FL 34772-8973 |
| Document Number | 0058381076 |
| Book / Page | 5838 / 1076 |
| Map Reference | MB B PG 28 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2020160117 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 LEE RD, 149, MELBOURNE, FL 32904-5132 |
| Name | Verified Name |
|---|---|
| Address | 4035 HICKORY TREE RD, SAINT CLOUD, FL 34772-8973 |
| Document Number | 0058381077 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 5838/1077 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4035 HICKORY TREE RD, SAINT CLOUD, FL 34772-8973 |
| Document Number | 0050790269 |
| Book / Page | 005079 / 000269 |
| Instrument Date | Dec 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4035 HICKORY TREE RD ST CLOUD FL 347728973, ST CLOUD, FL 34772-8973 |
| Document Number | 0050790269 |
|---|---|
| Date | Jan 03, 2017 |
| Book Page | 005079/000269 |
| Instrument | 526 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,309.00 (+7.71%) Homeowner's exemption | $228,313 (+5.86%) | $404,400 (-4.96%) |
| 2023 | $3,072.00 (-21.27%) Homeowner's exemption | $215,677 (-9.38%) | $425,500 (+9.72%) |
| 2022 | $3,902.00 | $238,000 Land $24,600 Building $213,400 | $387,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 221 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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