4035 40th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 4035 40th Ave S, Fargo, ND 58104

Property Summary

Property Type	Commercial
Details	9,600 sqft · built 2004
Lot Size	0.689 acres (29,996 sqft)
Owner	Company Name on Record
Last Sale	$6,100,000 (Apr 2018)
Tax Bill	$20,722 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`01-6960-00100-000`

Property Details

APN / Parcel Number

Primary APN	`01-6960-00100-000`

Interior

Building Area	9,600 sqft Total Area
1st Floor Area	9,600 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	29,996 sqft (0.689 acres)
Lot Dimensions	166 ft deep x 180 ft wide

Location & Zoning

Street Address	4035 40TH AVE S
City	FARGO
State	ND
Zip	58104-4318
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GC
Legal Description	LOT: 1 BLOCK: 1 ADDITION: K D ADDITION ADDITIONAL: K D ADDITION LT 1 BLK 1 **4-14-03 SPL FRM 01-3500-05058
Legal Subdivision	KD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4011
Census Tract	40504

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3255 43RD ST S, FARGO, ND 58104-8699
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Warranty Deed, Transfer · Commercial Mortgage WESTERN STATE BANK
Feb 7, 2018	Grant Deed, Mortgage · Line of Credit WESTERN ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20181535218
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 18, 2018
Property Address	4035 40TH AVE S, FARGO, ND 58104-4318
Document Number	0001535218
Instrument Date	Apr 18, 2018
Instrument	1535218
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	THE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10552, FARGO, ND 58106-0552

Mortgage

Document Number	0001535219
Date	Apr 18, 2018
Instrument	1535219

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 1, 2021

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CASS ND
Recording Date	Feb 7, 2018
Property Address	4035 40TH AVE S, FARGO, ND 58104-4318
Instrument Date	Feb 6, 2018
Instrument	1530983
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4265 45TH ST S #200 FARGO ND 581044309, 200, FARGO, ND 58104-4309

Mortgage

Document Number	0001530983
Date	Feb 7, 2018
Instrument	1530983

Lender

Name	WESTERN ST BK
Type	Bank
Address	PO BOX 617, WEST FARGO, ND 58078-0617

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 6, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,722.00 (+1.32%)	$596,700 (-) Land $112,500 Building $484,200	$1,193,400 (-) Land $225,000 Building $968,400
2023	$20,452.00	$596,700 Land $112,500 Building $484,200	$1,193,400 Land $225,000 Building $968,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable · Fiber in parts of the area	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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