4034 Ridge Rd, Byrdstown, TN 38549 Property Records

Pickett County property record for 4034 Ridge Rd, Byrdstown, TN 38549

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,128 sqft · built 1993
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jul 2018)
Tax Bill	$729 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069022 05603`

Property Details

APN / Parcel Number

Primary APN	`069022 05603`
Alternative APNs	`022 05603 00004022` `022 05603`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	381 sqft
Deck Area	135 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4034 RIDGE RD
City	BYRDSTOWN
State	TN
Zip	38549-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R01
Legal Subdivision	STAR POINT COMMUNITY
Jurisdiction	PICKETT TN
Township / Civil Division	4
Census Block Group	2
Census Block	2023
Census Tract	925101

Owner

Source: Pickett County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Apr 6, 2023	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 2, 2019	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
Jul 31, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Sep 18, 2007 · Amount on Record
Deed Document Number	2018772
Deed Book / Page	160 / 613
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKETT TN
Recording Date	May 8, 2026
Property Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812
Document Number	0000000446
Book / Page	203 / 979
Instrument Date	Apr 30, 2026
Instrument	2026446
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812

Mortgage

Document Number	0000000446,
Date	May 8, 2026
Book Page	203/979
Instrument	2026446

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKETT TN
Property Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	MILESTONE TITLE INC, MILESTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000186/647
Date	Apr 6, 2023
Book Page	186/647
Instrument	23000356

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKETT TN
Property Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172/722
Date	Dec 28, 2020
Book Page	172/722
Instrument	20001244

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKETT TN
Property Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	164/0065
Date	May 2, 2019
Book Page	164/0065
Instrument	19000363

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Feb 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKETT TN
Recording Date	Jul 31, 2018
Property Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812
Document Number	00160/0613
Book / Page	160 / 0613
Instrument Date	Jul 31, 2018
Instrument	18000772
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4034 RIDGE RD, BYRDSTOWN, TN 38549-4812

Mortgage

Document Number	0018000773
Date	Jul 31, 2018
Instrument	18000773

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Pickett County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Pickett County
Unified School District	Pickett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (-0.41%)	$42,650 (-) Land $3,500 Building $39,150
2023		$42,650 (+40.41%) Land $3,500 Building $39,150	$170,600 (+40.41%) Land $14,000 Building $156,600
2022	$732.00	$30,375 Land $2,250 Building $28,125	$121,500 Land $9,000 Building $112,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRDSTOWN WATER DEPARTMENT serves 8,658 people · EPA ID TN0000088
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025 Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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