4034 Pala Rd, Oceanside, CA 92057 Property Records

San Diego County property record for 4034 Pala Rd, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,569 sqft · built 1974
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on File
Last Sale$437,000 (Sep 2015)
Tax Bill$5,833 (2025)
Deeds & MortgagesNov 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN158-181-02-00

Property Details

APN / Parcel Number

Primary APN158-181-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,569 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,900 sqft (0.158 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4034 PALA RD
CityOCEANSIDE
StateCA
Zip92057-6417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 75 TR 007464
Legal SubdivisionOLD MISSION VILLAGE
Legal Tract007464
Legal Block2
Legal Lot Number75
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18521

Owner

Source: San Diego County records · APN 158-181-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4034 PALA RD, OCEANSIDE, CA 92057-6417
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2015 · Amount on Record
Deed SaleSep 18, 2015 · Amount on Record
Prior SaleSep 03, 2013 · Amount on Record
Deed Document Number2015493117
Prior Transfer DateJan 16, 2006
Prior Transfer Doc0000113564
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4034 PALA RD, OCEANSIDE, CA 92057-6417
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4034 PALA RD, OCEANSIDE, CA 92057-6417

Mortgage

Document Number0000775773
DateNov 08, 2021
Instrument2021-0775773
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4034 PALA RD, OCEANSIDE, CA 92057-6417
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4034 PALA RD, OCEANSIDE, CA 92057-6417

Mortgage

Document Number0000597297
DateOct 05, 2020
Instrument2020-0597297
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$527,657 (+2%) Land $347,145 Building $180,512
2025$5,833.00 (+5.19%)$517,312 (+4.04%) Land $340,339 Building $176,973
2023$5,545.00 (+1.52%)$497,225 Land $327,124 Building $170,101
2022$5,462.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, San Diego Broadband, T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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