4034 Joan Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 4034 Joan Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft · built 1978
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Last Sale$114,900 (Mar 2013)
Tax Bill$5,562 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-29-301-008

Property Details

APN / Parcel Number

Primary APN04-29-301-008
Alternative APNs
  • 429301008
  • 029C639

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
Basement Area1,524 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Lot Area21,344 sqft (0.49 acres)
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number029C639
Street Address4034 JOAN DR
CityROSCOE
StateIL
Zip61073-8933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPLAT 4 OLDE FARM SUB PT SW1/4 SEC 29& SE1/4 SEC 30-46-2 LOT 189
Legal Range2
Legal Township46
Legal Section30
Legal SubdivisionPLAT 4 OLDE FARM SUB
Legal Lot Number189
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group1
Census Block1025
Census Tract3904

Owner

4034 Joan Dr is owned and occupied by an individual who bought it in March 2013.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4034 JOAN DR, ROSCOE, IL 61073-8933
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2013 · Amount on File
Deed SaleMar 22, 2013 · Amount on File
Deed Document Number20131012700
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address4034 JOAN DR, ROSCOE, IL 61073-8933
Document Number0001028046
Instrument DateSep 22, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4034 JOAN DR ROSCOE IL 610738933, ROSCOE, IL 61073-8933

Mortgage

Document Number0001028046
DateSep 27, 2018
Instrument1028046
Lender
NameADVIA CU
TypeCredit Union
AddressPARCHMENT, MI 49004
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 26, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4034 Joan Dr was $5,562 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,562.00$77,418 Land $13,855 Building $63,563$232,254 Land $41,565 Building $190,689
2022Homeowner's exemption$58,008 Land $10,381 Building $47,627$174,024 Land $31,143 Building $142,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4034 Joan Dr in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims115 (1978–2019)
Claims Outside the SFHA5 of 115
Most Recent ClaimMar 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 19 claims
  • Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4034 Joan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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