Osceola County property record for 4033 Niles Way, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 2002 |
| Lot Size | 0.251 acres (10,933 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 2018) |
| Tax Bill | $2,630 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0591-0001-0090 |
| Primary APN | 09-26-30-0591-0001-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,765 sqft |
| 1st Floor Area | 1,385 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,933 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4033 NILES WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | NILES MANOR PB 11 PGS 23-24 LOT 9 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | NILES MANOR |
| Legal Tract | 591 |
| Legal Block | 90 |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 43208 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4033 NILES WAY, SAINT CLOUD, FL 34769-6835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 7, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 23, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2018 · Amount on Record |
| Deed Sale | May 7, 2018 · Amount on Record |
| Prior Sale | Feb 23, 2018 |
| Deed Document Number | 201872315 |
| Deed Book / Page | 5329 / 663 |
| Last Transfer Date | Jan 29, 2021 |
| Transfer Doc | 0058891261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 11, 2021 |
| Property Address | 4033 NILES WAY, SAINT CLOUD, FL 34769-6835 |
| Document Number | 0058891261 |
| Book / Page | 5889 / 1261 |
| Map Reference | MB 11 PG 23 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021020038 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4033 NILES WAY, SAINT CLOUD, FL 34769-6835 |
| Document Number | 0058891264 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 5889/1264 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 7, 2018 |
| Property Address | 4033 NILES WAY, SAINT CLOUD, FL 34769-6835 |
| Document Number | 0053290663 |
| Book / Page | 5329 / 0663 |
| Map Reference | MB11 PG23 |
| Instrument Date | May 3, 2018 |
| Instrument | 2018072315 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # BLVD5TH, 4425, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 4033 NILES WAY, SAINT CLOUD, FL 34769-6835 |
| Document Number | 2018072316 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 2018072316 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 23, 2018 |
| Property Address | 4033 NILES WAY, SAINT CLOUD, FL 34769-6835 |
| Document Number | 0052910296 |
| Book / Page | 005291 / 000296 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 31994 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,630.00 (+3.87%) Homeowner's exemption | $189,833 (+6.15%) | $293,800 (+3.41%) Land $60,000 Building $233,800 |
| 2024 | $2,532.00 (+2.89%) | ||
| 2023 | $2,461.00 (+3.88%) Homeowner's exemption | $178,828 (+3%) | $284,100 (+24.44%) Land $55,000 Building $229,100 |
| 2022 | $2,369.00 Homeowner's exemption | $173,620 | $228,300 Land $45,000 Building $183,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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