4033 Fulling Mill St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4033 Fulling Mill St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2020
Lot Size	0.272 acres (11,827 sqft)
Owner	Individual Name on File
Last Sale	$492,100 (Jun 2026)
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T180500397`

Property Details

APN / Parcel Number

Primary APN	`T180500397`
Alternative APN	`5-116B-C617-00-2534.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	3,584 sqft
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Siding
Lot Area	11,827 sqft (0.272 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180500397
Street Address	4033 FULLING MILL ST
City	SAINT CHARLES
State	MO
Zip	63301-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #6-P LOT 2534
Legal Subdivision	NEW TOWN AT ST CHAS #6-P
Legal Lot Number	2534
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	3
Census Block	3001
Census Tract	310201

Owner

4033 Fulling Mill St is owned and occupied by an individual who bought it in June 2026.

Source: St. Charles County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4033 FULLING MILL ST, SAINT CHARLES, MO 63301-7421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS INC
Jun 18, 2020	Warranty Deed, Subdivision Related Transfer STIFEL BK&TR
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Nov 30, 2018	Grant Deed, Construction Loan · Construction Mortgage TRIAD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Jun 18, 2020 · Amount on File
Deed Document Number	202628326
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 17, 2026
Property Address	4033 FULLING MILL ST, SAINT CHARLES, MO 63301-7421
Document Number	0000028326
Instrument Date	Jun 15, 2026
Instrument	202628326
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 FULLING MILL ST, SAINT CHARLES, MO 63301-7421

Mortgage

Document Number	0000028327,
Date	Jun 17, 2026
Instrument	202628327

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2020
Property Address	4033 FULLING MILL ST, SAINT CHARLES, MO 63301-7421
Document Number	0073240292
Book / Page	007324 / 000292
Instrument Date	Jun 15, 2020
Instrument	416230
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4033 FULLING MILL ST ST CHARLES MO 633017421, ST CHARLES, MO 63301-7421

Mortgage

Document Number	73240294
Date	Jun 18, 2020
Book Page	007324/000294
Instrument	416240

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4033 FULLING MILL ST, SAINT CHARLES, MO 63301-7421
Document Number	0072431663
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237

Mortgage

Document Number	0072431663
Date	Mar 6, 2020
Book Page	007243/001663
Instrument	138630

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 30, 2018
Property Address	4033 FULLING MILL ST, SAINT CHARLES, MO 63301-7421
Document Number	0070081901
Book / Page	007008 / 001901
Instrument Date	Nov 30, 2018
Instrument	671270
Transaction Type	Construction Loan
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237

Mortgage

Document Number	70081901
Date	Nov 30, 2018
Book Page	007008/001901
Instrument	671270

Lender

Name	TRIAD BK
Type	Bank
Address	10375 CLAYTON RD, ST LOUIS, MO 63131-2907

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4033 Fulling Mill St was $5,948.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00	$91,312	$480,592 Land $80,000 Building $400,592
2023		$76,042
2022			$400,226 Land $60,000 Building $340,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4033 Fulling Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4033 Fulling Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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