4033 Fern Ave, Lyons, IL 60534 Property Records

Cook County property record for 4033 Fern Ave, Lyons, IL 60534

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1957
Lot Size	0.118 acres (5,137 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (May 2022)
Tax Bill	$7,849 (2023)
Deeds & Mortgages	May 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-02-108-015`

Property Details

APN / Parcel Number

Primary APN	`18-02-108-015`
Alternative APN	`18-02-108-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,137 sqft (0.118 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4033 FERN AVE
City	LYONS
State	IL
Zip	60534-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H O (STONE) & COMPANYS (SEVENTH) ADD TO (RIVERSIDE) SEC 02-38-12
Legal Range	12E
Legal Township	38N
Legal Section	02
Legal Subdivision	STONE & COMPANYS SEVENTH ADD TO RIVERSID
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	3
Census Block	3002
Census Tract	819200

Owner

4033 Fern Ave is owned and occupied by an individual who bought it in May 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4033 FERN AVE, LYONS, IL 60534-1022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Sep 19, 1997 · Amount on File
Deed Document Number	202218147
Prior Transfer Date	Sep 9, 2003
Prior Transfer Doc	0000045177
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 17, 2022
Property Address	4033 FERN AVE, LYONS, IL 60534-1022
Document Number	0013718147
Instrument Date	Apr 20, 2022
Instrument	2213718147
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 FERN AVE, LYONS, IL 60534-1022

Mortgage

Document Number	0013718148
Date	May 17, 2022
Instrument	2213718148

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Lyons Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,954 Land $2,954 Building $23,000	$259,540 Land $29,540 Building $230,000
2023	$7,849.00 (+97.11%)
2022	$3,982.00 Homeowner's exemption	$14,382 Land $2,568 Building $11,814	$143,820 Land $25,680 Building $118,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4033 Fern Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	83 (1982–2024)
Claims Outside the SFHA	14 of 83
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 17 claims Severe Storms And Flooding, Jul 2010 · 34 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4033 Fern Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYONS serves 10,304 people · EPA ID IL0311710
Water Source	Purchased surface water from MC COOK
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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