Osceola County property record for 4033 Eternity Cir, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,859 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $228,500 (2017) |
| Tax Bill | $3,309.00 (2025) |
| Primary APN | 34-26-30-0094-0001-1550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,859 sqft Living Area |
| Gross Area | 2,687 sqft Gross Area |
| 1st Floor | 1,859 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Depth | 120 ft Depth |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 638 sqft Garage |
| Porch Area | 190 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4033 ETERNITY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8270 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3A PB 22 PG 41-43 LOT 155 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT PH 3A |
| Legal Phase | 3A |
| Legal Tract | 94 |
| Legal Block | 1550 |
| Legal Lot Number | 155 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records · APN 34-26-30-0094-0001-1550
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4033 ETERNITY CIR, SAINT CLOUD, FL 34772-8270 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 06, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2017 · Amount on Record |
| Deed Sale | Feb 06, 2017 · Amount on Record |
| Prior Sale | May 16, 2013 · Amount on Record |
| Deed Doc Number | 201720471 |
| Deed Book / Page | 5098 / 1170 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 4033 ETERNITY CIR, SAINT CLOUD, FL 34772-8270 |
| Document Number | 0000085649 |
| Book / Page | 6996 / 1123 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202685649 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 4033 ETERNITY CIR, SAINT CLOUD, FL 34772-8270 |
| Document Number | 0000085649, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 6996/1123 |
| Instrument | 202685649 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4033 ETERNITY CIR, SAINT CLOUD, FL 34772-8270 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4033 ETERNITY CIR, SAINT CLOUD, FL 34772-8270 |
| Document Number | 0061741119 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 6174/1119 |
| Instrument | 2022043302 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 06, 2017 |
| Property Address | 4033 ETERNITY CIR, SAINT CLOUD, FL 34772-8270 |
| Document Number | 0050981170 |
| Book / Page | 5098 / 1170 |
| Map Reference | MB22 PG41-43 |
| Instrument Date | Feb 03, 2017 |
| Instrument | 2017020471 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIDELITY NATL TITLE FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,599.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3968 BAJA DR, 3968, SAINT CLOUD, FL 34772-8152 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4033 ETERNITY CIR, SAINT CLOUD, FL 34772-8270 |
| Document Number | 0050981172 |
|---|---|
| Date | Feb 06, 2017 |
| Instrument | 5098/1172 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,309.00 (+6.36%) Homeowner's exemption | $227,783 (+5.99%) | $339,200 (-0.06%) Land $75,000 Building $264,200 |
| 2023 | $3,111.00 (+3.67%) Homeowner's exemption | $214,917 (+3%) | $339,400 (+16.03%) Land $60,000 Building $279,400 |
| 2022 | $3,001.00 Homeowner's exemption | $208,658 | $292,500 Land $55,000 Building $237,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 301 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures