Florence County property record for 4033 Cato Rd, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,500 (Aug 2018) |
| Tax Bill | $672 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00212-01-022 |
| Primary APN | 00212-01-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Carport Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4033 CATO RD |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-8434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF HWY 51 LT 1 |
| Legal Subdivision | CLAUSSEN COMMUNITY |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | PAMPLICO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1601 |
Source: Florence County records · APN 00212-01-022
Assessment roll updated March 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4033 CATO RD, FLORENCE, SC 29505-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINA BANK & TRUST CO |
| Aug 13, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Jul 19, 2016 · Amount on Record |
| Deed Book / Page | 758 / 1321 |
| Last Transfer Date | Nov 13, 2024 |
| Transfer Doc | DMA11301165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 4033 CATO RD, FLORENCE, SC 29505-8434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007581325 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 758/1325 |
| Name | CAROLINA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DARLINGTON, SC 29532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Aug 13, 2018 |
| Property Address | 4033 CATO RD, FLORENCE, SC 29505-8434 |
| Document Number | 0007581321 |
| Book / Page | 000758 / 001321 |
| Instrument Date | Aug 08, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $512.45 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4033 CATO RD FLORENCE SC 295058434, FLORENCE, SC 29505-8434 |
Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $672.00 (-1.32%) | $6,845 (-99.87%) Land $462 Building $6,383 | $171,131 (-98.65%) Land $11,550 Building $159,581 |
| 2023 | $681.00 (+18.85%) Homeowner's exemption | $5,081,728 (+99,894.65%) Land $462,000 Building $4,619,728 | $12,704,320 (+9,900.02%) Land $1,155,000 Building $11,549,320 |
| 2022 | $573.00 Homeowner's exemption | $5,082 Land $462 Building $4,620 | $127,043 Land $11,550 Building $115,493 |
Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2013–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 85% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLORENCE serves 79,745 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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