4033 Bannister Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4033 Bannister Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	Trust Name on File
Last Sale	$435,000 (Oct 2019)
Tax Bill	$5,876 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242-0203-013-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0203-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4033 BANNISTER RD
City	FAIR OAKS
State	CA
Zip	95628-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PARIS RANCH ESTATES, LOT 11
Legal Subdivision	PARIS RANCH ESTATES
Legal Lot Number	11
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3010
Census Tract	8010

Owner

4033 Bannister Rd is owner-occupied and held in a trust since June 2023.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE LENDING
Jul 12, 2023	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE LENDING
Mar 17, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 4, 2019	Grant Deed, Transfer · Conventional with PMI CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Aug 13, 2004 · Amount on File
Deed Book / Page	20191004 / 736
Last Transfer Date	Jun 30, 2023
Transfer Doc	2023000758
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821

Mortgage

Document Number	0000001138
Date	Apr 19, 2021
Instrument	202104191138

Lender

Name	UNITED WHOLESALE LENDING
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 12, 2023
Property Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821
Document Number	0000000758
Map Reference	MB 57 MAP 30
Instrument Date	Jun 30, 2023
Instrument	202307120758
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821

Mortgage

Document Number	4190000001138
Date	Apr 19, 2021
Book Page	20210419/1138

Lender

Name	UNITED WHOLESALE LENDING
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821
Document Number	2003231076
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 BANNISTER RD FAIR OAKS CA 956286821, FAIR OAKS, CA 95628-6821

Mortgage

Document Number	2003231076
Date	Mar 23, 2020
Instrument	2003231076

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 4, 2019
Property Address	4033 BANNISTER RD, FAIR OAKS, CA 95628-6821
Document Number	1910040736
Instrument Date	Sep 25, 2019
Instrument	1910040736
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 BANNISTER RD FAIR OAKS CA 956286821, FAIR OAKS, CA 95628-6821

Mortgage

Document Number	1910040737
Date	Oct 4, 2019
Instrument	1910040737

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4033 Bannister Rd was $5,876, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,497 (+2%) Land $156,171 Building $336,326
2025	$5,876.00 (+0.77%)	$482,841 Land $153,109 Building $329,732
2024	$5,831.00 (+4.55%)
2023	$5,577.00 (+0.41%) Homeowner's exemption	$464,093 (+2%) Land $147,164 Building $316,929
2022	$5,554.00 Homeowner's exemption	$454,994 Land $144,279 Building $310,715

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4033 Bannister Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4033 Bannister Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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