4033 15th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4033 15th St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1940
Lot Size	0.031 acres (1,371 sqft)
Owner	2 Trust Names on File
Last Sale	$135,000 (Sep 2018)
Tax Bill	$4,915 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-068846`

Property Details

APN / Parcel Number

Primary APN	`03-068846`
Alternative APNs	`3068846` `068846`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	1,371 sqft (0.031 acres)
View / Lot	Waterfront
Deck Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	068846
Street Address	4033 15TH ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT E1/2 1 BLK 67 CHES BEACH
Legal Subdivision	CHESAPEAK BEACH
Legal Block	67
Legal Lot Number	1,E1/2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860402

Owner

4033 15th St is owner-occupied and held in a trust since September 2018.

Source: Calvert County records, as of October 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4033 15TH ST, CHESAPEAKE BEACH, MD 20732-9402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Intrafamily Transfer, Transfer
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Sep 21, 2018	Grant Deed, Transfer HUTTON PATT TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Jun 29, 2007
Deed Book / Page	5256 / 432
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0052560432
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Mar 6, 2024
Property Address	4033 15TH ST, CHESAPEAKE BEACH, MD 20732-9402
Document Number	0065420321
Book / Page	6542 / 321
Map Reference	LB ABE 675 FO 853
Instrument Date	Jan 23, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4033 15TH ST, CHESAPEAKE BEACH, MD 20732-9402

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4033 15TH ST, CHESAPEAKE BEACH, MD 20732-9402
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST AMER TTL NSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053330342
Date	Mar 22, 2019
Book Page	5333/342

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 21, 2018
Property Address	4033 15TH ST, CHESAPEAKE BEACH, MD 20732-9402
Document Number	0052560432
Book / Page	005256 / 000432
Instrument Date	Sep 18, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	HUTTON PATT TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4033 15TH ST CHESAPEAKE BEACH MD 207329402, CHESAPEAKE BEACH, MD 20732-9402

Tax Assessment & Valuation

The 2025 property tax bill for 4033 15th St was $4,915.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,433 (+0.16%)	$458,900 (+0.48%) Land $375,100 Building $83,800
2025	$4,915.00	$456,700 Land $375,100 Building $81,600	$456,700 Land $375,100 Building $81,600
2023	$4,423.00	$442,033	$456,700 Land $375,100 Building $81,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4033 15th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4033 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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