Lake County property record for 40325 Palm St, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1997 |
| Lot Size | 0.24 acres (10,461 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Sep 2021) |
| Tax Bill | $3,072 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-24-0100-042-00200 |
| Primary APN | 11-18-24-0100-042-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,461 sqft (0.24 acres) |
| Garage Type | Finished |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3623487 |
|---|---|
| Street Address | 40325 PALM ST |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-5869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARLTON VILLAGE SUB LOT 2 BLK 42 PB 12 PGS 109-112 ORB 5788 PG 2042 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | CARLTON VILLAGE |
| Legal Tract | 100 |
| Legal Block | 42 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30410 |
40325 Palm St is owned by an individual who bought it in September 2021.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1407 BRYAN ST, KISSIMMEE, FL 34741-5515 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 11, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on File |
| Deed Sale | Sep 7, 2021 · Amount on File |
| Prior Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 2021123217 |
| Deed Book / Page | 5788 / 2042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 7, 2021 |
| Property Address | 40325 PALM ST, LADY LAKE, FL 32159-5869 |
| Document Number | 0057882042 |
| Book / Page | 5788 / 2042 |
| Map Reference | MB 12 PG 56&109-112 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021123217 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ZILLOW CLOSING SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Name | Verified Name |
|---|---|
| Address | 1407 BRYAN ST, KISSIMMEE, FL 34741-5515 |
| Document Number | 0057882045 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 5788/2045 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 11, 2021 |
| Property Address | 40325 PALM ST, LADY LAKE, FL 32159-5869 |
| Document Number | 0057061899 |
| Book / Page | 5706 / 1899 |
| Map Reference | MB 12 PG 56&109-112 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021065031 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,175.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40325 PALM ST, LADY LAKE, FL 32159-5869 |
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,707 Land $46,900 Building $147,807 | $194,707 Land $46,900 Building $147,807 | |
| 2024 | $3,072.00 (+18.56%) | ||
| 2023 | $2,591.00 (+10.26%) | $150,539 (+6.64%) | $150,539 (+6.64%) Land $33,500 Building $117,039 |
| 2022 | $2,350.00 | $141,159 | $141,159 Land $24,120 Building $117,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40325 Palm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40325 Palm St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLTON VILLAGE public/private · serves 474 people · EPA ID FL3350152 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures