40320 Harris Rd, Belleville, MI 48111 Property Records

Wayne County property record for 40320 Harris Rd, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,165 sqft · built 1999
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81 002 01 0023 302`

Property Details

APN / Parcel Number

Primary APN	`81 002 01 0023 302`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	2,180 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	41,382 sqft (0.95 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40320 HARRIS RD
City	BELLEVILLE
State	MI
Zip	48111-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01A23B LOT 23 EXC THE NELY 235.46 FT THEREOF SUMPTER FARMS T4S R8E L72 P75 WCR
Legal Subdivision	SUMPTER FARMS
Legal Lot Number	23
Jurisdiction	WAYNE MI
Township / Civil Division	SUMPTER
Census Block Group	2
Census Block	2012
Census Tract	589300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40320 HARRIS RD, BELLEVILLE, MI 48111-9119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2020
Transfer Doc	0559330862
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	40320 HARRIS RD, BELLEVILLE, MI 48111-9119
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40320 HARRIS RD, BELLEVILLE, MI 48111-9119

Mortgage

Document Number	0578440097
Date	Sep 9, 2022
Book Page	57844/97
Instrument	2022281310

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jul 31, 2020
Property Address	40320 HARRIS RD, BELLEVILLE, MI 48111-9119
Document Number	0559330862
Book / Page	55933 / 862
Map Reference	LB 72 PG 75
Instrument Date	Jun 30, 2020
Instrument	2020218326
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40320 HARRIS RD, BELLEVILLE, MI 48111-9119

Mortgage

Document Number	55933865
Date	Jul 31, 2020
Instrument	55933/865

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Sumpter Township
Unified School District	Van Buren Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,700 (+2.39%)	$453,400 (+2.39%)
2025	$5,076.00 (+26.58%) Homeowner's exemption	$221,400 (+26.37%)	$442,800 (+26.37%)
2023		$175,200	$350,400
2019	$4,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMPTER TOWNSHIP serves 9,576 people · EPA ID MI0006460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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